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Health insurance in Lumnezia 2026

24 insurers offer basic cover in Lumnezia (Grisons). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 404.70 per month

vita surselva — Sparmed

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'035 per year.

24

active insurers

Region 3

Compare my exact premiums

Insurers available in Lumnezia

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1vita surselvaCheapestCHF 404.70
2AgrisanoCHF 407.10
3curaultaCHF 407.90
4SumiswalderCHF 424.60
5ÖKKCHF 425.70
6CONCORDIACHF 426.20
7CSSCHF 427.60
8Vivao SympanyCHF 429.00
9SanitasCHF 434.75
10sana24CHF 436.20
11HelsanaCHF 441.80
12VisanaCHF 445.90
13SWICACHF 450.90
14Assura-BasisCHF 451.00
15rhenusanaCHF 455.40
16MutuelCHF 455.60
17KPTCHF 460.00
18PhilosCHF 461.00
19AquilanaCHF 466.20
20EGKCHF 467.90
21AtupriCHF 468.00
22AvenirCHF 483.00
23GalenosCHF 488.30
24SLKKCHF 493.90

Where the municipality sits

Lumnezia sits in the cheapest of Grisons’s 3 premium regions. Few municipalities in the canton pay less.

These amounts apply to all 40 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Lumnezia

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

  • 7110 Peiden
  • 7113 Camuns
  • 7114 Uors (Lumnezia)
  • 7115 Surcasti
  • 7116 Tersnaus
  • 7142 Cumbel
  • 7143 Morissen
  • 7144 Vella
  • 7145 Degen
  • 7146 Vattiz
  • 7147 Vignogn
  • 7148 Lumbrein
  • 7149 Vrin

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +77.7 % over 11 years, or CHF 2'123 more per year.

YearLowest premiumChange
2015CHF 227.80—
2016CHF 237.30+4.2 %
2017CHF 274.55+15.7 %
2018CHF 277.60+1.1 %
2019CHF 305.20+9.9 %
2020CHF 315.90+3.5 %
2021CHF 321.10+1.6 %
2022CHF 320.50−0.2 %
2023CHF 322.00+0.5 %
2024CHF 347.00+7.8 %
2025CHF 388.00+11.8 %
2026CHF 404.70+4.3 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 12 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

7110 Peiden7113 Camuns7114 Uors (Lumnezia)7115 Surcasti7116 Tersnaus7142 Cumbel7143 Morissen7144 Vella7145 Degen7146 Vattiz7147 Vignogn7148 Lumbrein

Elsewhere in Grisons

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

RegionLowest premiumGap over the yearFor example
Region 3 (here)CHF 404.70—Lumnezia
Region 2CHF 418.00CHF 160 moreBever, Bonaduz, Bregaglia
Region 1CHF 453.60CHF 587 moreArosa, Buseno, Calanca

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Surselva district

They do not necessarily belong to the same premium region — check yours.

MunicipalityRegionLowest premiumGap versus here
Lumnezia (here)Region 3CHF 404.70—
Breil/BrigelsRegion 3CHF 404.70same zone
Disentis/MustérRegion 3CHF 404.70same zone
FaleraRegion 3CHF 404.70same zone
Ilanz/GlionRegion 3CHF 404.70same zone
LaaxRegion 3CHF 404.70same zone
Medel (Lucmagn)Region 3CHF 404.70same zone
Obersaxen MundaunRegion 3CHF 404.70same zone
SafientalRegion 3CHF 404.70same zone
SagognRegion 3CHF 404.70same zone
SchlueinRegion 3CHF 404.70same zone
SumvitgRegion 3CHF 404.70same zone
TrunRegion 3CHF 404.70same zone
TujetschRegion 3CHF 404.70same zone
ValsRegion 3CHF 404.70same zone

Region 3 — Grisons

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Grisons →

district Surselva →