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Health insurance in Ermensee 2026

25 insurers offer basic cover in Ermensee (Lucerne). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 414.30 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'178 per year.

25

active insurers

Region 3

Compare my exact premiums

Insurers available in Ermensee

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1AgrisanoCheapestCHF 414.30
2Luzerner HinterlandCHF 425.65
3SanitasCHF 429.50
4KPTCHF 430.10
5Vivao SympanyCHF 431.20
6sana24CHF 432.00
7CONCORDIACHF 435.20
8SWICACHF 437.40
9CSSCHF 438.60
10AtupriCHF 440.20
11Assura-BasisCHF 440.20
12SLKKCHF 442.70
13EGKCHF 445.80
14ÖKKCHF 446.20
15GalenosCHF 446.30
16AvenirCHF 446.90
17SumiswalderCHF 449.70
18HelsanaCHF 450.20
19AquilanaCHF 451.00
20PhilosCHF 467.30
21rhenusanaCHF 476.10
22VisanaCHF 485.30
23vita surselvaCHF 486.40
24EinsiedlerCHF 512.75
25MutuelCHF 521.30

Where the municipality sits

Ermensee sits in the cheapest of Lucerne’s 3 premium regions. Few municipalities in the canton pay less.

These amounts apply to all 55 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Ermensee

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

  • 6294 Ermensee

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +74.7 % over 11 years, or CHF 2'126 more per year.

YearLowest premiumChange
2015CHF 237.10—
2016CHF 264.00+11.3 %
2017CHF 285.00+8.0 %
2018CHF 316.30+11.0 %
2019CHF 322.00+1.8 %
2020CHF 312.00−3.1 %
2021CHF 330.60+6.0 %
2022CHF 326.80−1.1 %
2023CHF 336.60+3.0 %
2024CHF 372.90+10.8 %
2025CHF 403.40+8.2 %
2026CHF 414.30+2.7 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The postcode of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

6294 Ermensee

Elsewhere in Lucerne

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

RegionLowest premiumGap over the yearFor example
Region 3 (here)CHF 414.30—Ermensee
Region 2CHF 425.70CHF 137 moreAdligenswil, Buchrain, Dierikon
Region 1CHF 451.60CHF 448 moreEbikon, Emmen, Horw

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Hochdorf district

They do not necessarily belong to the same premium region — check yours.

MunicipalityRegionLowest premiumGap versus here
Ermensee (here)Region 3CHF 414.30—
Aesch (LU)Region 3CHF 414.30same zone
BallwilRegion 3CHF 414.30same zone
EmmenRegion 1CHF 451.60CHF 448 more
Eschenbach (LU)Region 3CHF 414.30same zone
HitzkirchRegion 3CHF 414.30same zone
HochdorfRegion 3CHF 414.30same zone
HohenrainRegion 3CHF 414.30same zone
InwilRegion 3CHF 414.30same zone
RainRegion 3CHF 414.30same zone
RothenburgRegion 2CHF 425.70CHF 137 more
RömerswilRegion 3CHF 414.30same zone
SchongauRegion 3CHF 414.30same zone

Region 3 — Lucerne

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Lucerne →

district Hochdorf →