The 2025 premiums in Region 2 — Lucerne
In 2025, 27 insurers offered premiums in Region 2 — Lucerne. The lowest was CHF 410.50 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2025 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Region 2 — Lucerne
What has changed since 2025
The lowest premium went from CHF 410.50 in 2025 to CHF 425.70 today — a rise of 3.7 % over the period.
The 2025 ranking
27 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Agrisano | CHF 410.50 |
| 2 | CONCORDIA | CHF 417.10 |
| 3 | Vivao Sympany | CHF 419.70 |
| 4 | EGK | CHF 421.60 |
| 5 | Sanitas | CHF 423.30 |
| 6 | Luzerner Hinterland | CHF 427.60 |
| 7 | KPT | CHF 428.70 |
| 8 | CSS | CHF 431.80 |
| 9 | Atupri | CHF 434.60 |
| 10 | Helsana | CHF 434.90 |
| 11 | Sumiswalder | CHF 435.90 |
| 12 | SLKK | CHF 440.00 |
| 13 | Assura-Basis | CHF 445.40 |
| 14 | ÖKK | CHF 448.10 |
| 15 | Avenir | CHF 448.60 |
| 16 | Aquilana | CHF 450.20 |
| 17 | Galenos | CHF 460.70 |
| 18 | sana24 | CHF 461.20 |
| 19 | SWICA | CHF 467.90 |
| 20 | rhenusana | CHF 469.90 |
| 21 | Philos | CHF 470.10 |
| 22 | vita surselva | CHF 477.00 |
| 23 | KLuG — until 2025 | CHF 481.90 |
| 24 | vivacare — until 2025 | CHF 485.60 |
| 25 | Mutuel | CHF 487.90 |
| 26 | Einsiedler | CHF 488.35 |
| 27 | Visana | CHF 492.20 |
2 of these insurers no longer exist
Of the 27 insurers on this list, 2 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 410.50) and the dearest (CHF 492.20) the gap was CHF 980.40 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.