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Health insurance in Ruswil 2026

25 insurers offer basic cover in Ruswil (Lucerne). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 425.70 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'118 per year.

25

active insurers

Region 2

Compare my exact premiums

Insurers available in Ruswil

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1AgrisanoCheapestCHF 425.70
2Luzerner HinterlandCHF 440.45
3CSSCHF 441.70
4SanitasCHF 443.60
5sana24CHF 445.10
6Vivao SympanyCHF 445.50
7KPTCHF 446.90
8CONCORDIACHF 447.40
9EGKCHF 451.20
10AtupriCHF 455.70
11AvenirCHF 456.40
12Assura-BasisCHF 456.60
13SLKKCHF 458.00
14ÖKKCHF 458.50
15HelsanaCHF 458.60
16GalenosCHF 464.50
17SumiswalderCHF 464.60
18AquilanaCHF 468.20
19SWICACHF 476.60
20PhilosCHF 485.20
21VisanaCHF 485.30
22rhenusanaCHF 498.60
23vita surselvaCHF 505.40
24EinsiedlerCHF 512.75
25MutuelCHF 526.90

Where the municipality sits

Ruswil sits in region 2 of Lucerne’s 3 premium regions, counting from the cheapest.

These amounts apply to all 19 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Ruswil

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

  • 6016 Hellbühl
  • 6017 Ruswil
  • 6018 Buttisholz
  • 6019 Sigigen
  • 6105 Schachen LU
  • 6106 Werthenstein
  • 6110 Wolhusen
  • 6206 Neuenkirch
  • 6207 Nottwil

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +72.7 % over 11 years, or CHF 2'150 more per year.

YearLowest premiumChange
2015CHF 246.50—
2016CHF 272.00+10.3 %
2017CHF 305.00+12.1 %
2018CHF 328.00+7.5 %
2019CHF 336.20+2.5 %
2020CHF 326.10−3.0 %
2021CHF 344.80+5.7 %
2022CHF 334.90−2.9 %
2023CHF 347.65+3.8 %
2024CHF 386.85+11.3 %
2025CHF 410.50+6.1 %
2026CHF 425.70+3.7 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 9 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

6016 Hellbühl6017 Ruswil6018 Buttisholz6019 Sigigen6105 Schachen LU6106 Werthenstein6110 Wolhusen6206 Neuenkirch6207 Nottwil

Elsewhere in Lucerne

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

RegionLowest premiumGap over the yearFor example
Region 2 (here)CHF 425.70—Ruswil
Region 3CHF 414.30CHF 137 lessAesch (LU), Alberswil, Altbüron
Region 1CHF 451.60CHF 311 moreEbikon, Emmen, Horw

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Sursee district

They do not necessarily belong to the same premium region — check yours.

MunicipalityRegionLowest premiumGap versus here
Ruswil (here)Region 2CHF 425.70—
BeromünsterRegion 3CHF 414.30CHF 137 less
ButtisholzRegion 3CHF 414.30CHF 137 less
BüronRegion 3CHF 414.30CHF 137 less
EichRegion 2CHF 425.70same zone
GeuenseeRegion 3CHF 414.30CHF 137 less
GrosswangenRegion 3CHF 414.30CHF 137 less
HildisriedenRegion 3CHF 414.30CHF 137 less
KnutwilRegion 3CHF 414.30CHF 137 less
MauenseeRegion 3CHF 414.30CHF 137 less
NeuenkirchRegion 2CHF 425.70same zone
NottwilRegion 2CHF 425.70same zone
OberkirchRegion 2CHF 425.70same zone
Rickenbach (LU)Region 3CHF 414.30CHF 137 less
SchenkonRegion 2CHF 425.70same zone
SchlierbachRegion 3CHF 414.30CHF 137 less
SempachRegion 2CHF 425.70same zone
SurseeRegion 2CHF 425.70same zone
TriengenRegion 3CHF 414.30CHF 137 less

Region 2 — Lucerne

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Lucerne →

district Sursee →