The 2025 premiums in Region 3 — St. Gallen
In 2025, 27 insurers offered premiums in Region 3 — St. Gallen. The lowest was CHF 381.60 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2025 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Region 3 — St. Gallen
What has changed since 2025
The lowest premium went from CHF 381.60 in 2025 to CHF 401.60 today — a rise of 5.2 % over the period.
The 2025 ranking
27 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Agrisano | CHF 381.60 |
| 2 | CONCORDIA | CHF 411.20 |
| 3 | SWICA | CHF 414.10 |
| 4 | Helsana | CHF 416.50 |
| 5 | KPT | CHF 418.40 |
| 6 | Atupri | CHF 418.80 |
| 7 | Assura-Basis | CHF 424.90 |
| 8 | CSS | CHF 426.70 |
| 9 | ÖKK | CHF 427.20 |
| 10 | rhenusana | CHF 427.40 |
| 11 | Sanitas | CHF 428.40 |
| 12 | sana24 | CHF 428.40 |
| 13 | Aquilana | CHF 430.60 |
| 14 | Vivao Sympany | CHF 434.40 |
| 15 | KLuG — until 2025 | CHF 438.35 |
| 16 | EGK | CHF 440.20 |
| 17 | Sumiswalder | CHF 442.70 |
| 18 | vivacare — until 2025 | CHF 443.50 |
| 19 | Mutuel | CHF 443.80 |
| 20 | Avenir | CHF 450.20 |
| 21 | vita surselva | CHF 456.00 |
| 22 | Galenos | CHF 479.90 |
| 23 | Einsiedler | CHF 480.30 |
| 24 | Glarner | CHF 485.35 |
| 25 | Visana | CHF 499.10 |
| 26 | SLKK | CHF 501.00 |
| 27 | Philos | CHF 512.50 |
2 of these insurers no longer exist
Of the 27 insurers on this list, 2 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 381.60) and the dearest (CHF 512.50) the gap was CHF 1'570.80 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.