Galenos in the canton of Ticino — 2026 premiums
Galenos covers the 100 municipalities of the canton of Ticino. Its lowest adult premium there is CHF 584.70 a month, with a 300-franc deductible and accident cover included.
Where it stands
Galenos ranks 9 out of 21 active insurers in the canton of Ticino, cheapest to dearest.
The cantonal average across all insurers is CHF 605.36 a month.
What switching would save you
Moving from Galenos to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 548.40 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Ticino
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
The models offered by Galenos
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — Combi Care | CHF 630.00 |
| Family doctor — Med Direct | CHF 630.00 |
| HMO practice — Managed Care | CHF 630.00 |
| Free choice of doctor — Grundversicherung | CHF 692.30 |
The twelve years, year by year
Since 2015, the lowest Galenos premium here has moved by +63.8 %, against +93.8 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region sana24 belongs to the same group as the insurer above — Visana — and costs CHF 289.20 less per year, for cover the law defines word for word the same way. CHF 560.60
- In this region Visana belongs to the same group — Visana — and costs CHF 1'107.60 more per year. You are already on the right side. CHF 677.00
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Ticino
21 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 539.00 | View |
| sana24 AG | CHF 560.60 | View |
| Helsana Assurances SA | CHF 565.80 | View |
| KPT Caisse-maladie SA | CHF 565.90 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 571.60 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 574.20 | View |
| Atupri Assurance de la santé SA | CHF 576.70 | View |
| Assura-Basis SA | CHF 579.00 | View |
| EGK Grundversicherungen AG | CHF 584.90 | View |
| Sanitas Grundversicherungen AG | CHF 586.05 | View |
| Aquilana Versicherungen | CHF 589.30 | View |
| CSS Assurance-maladie SA | CHF 609.80 | View |
| Vivao Sympany SA | CHF 620.40 | View |
| Philos Assurance Maladie SA | CHF 620.90 | View |
| Avenir Assurance Maladie SA | CHF 629.70 | View |
| SWICA Assurance-maladie SA | CHF 645.80 | View |
| Mutuel Assurance Maladie SA | CHF 649.40 | View |
| Visana AG | CHF 677.00 | View |
| vita surselva | CHF 681.15 | View |
| rhenusana | CHF 700.70 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.