Avenir in the canton of Ticino — 2026 premiums
Avenir covers the 100 municipalities of the canton of Ticino. Its lowest adult premium there is CHF 629.70 a month, with a 300-franc deductible and accident cover included.
Where it stands
Avenir ranks 16 out of 21 active insurers in the canton of Ticino, cheapest to dearest.
The cantonal average across all insurers is CHF 605.36 a month.
What switching would save you
Moving from Avenir to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 1'088.40 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Ticino
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 1 | 70 | Agno, Alto Malcantone, Aranno, Arbedo-Castione | CHF 684.40 |
| 2 | 30 | Acquarossa, Airolo, Avegno Gordevio, Bedretto | CHF 629.70 |
The models offered by Avenir
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — PrimaFlex | CHF 684.40 |
| Family doctor — PrimaCare | CHF 688.30 |
| Free choice of doctor — Grundversicherung | CHF 777.70 |
The other insurers in the canton of Ticino
21 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 539.00 | View |
| sana24 AG | CHF 560.60 | View |
| Helsana Assurances SA | CHF 565.80 | View |
| KPT Caisse-maladie SA | CHF 565.90 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 571.60 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 574.20 | View |
| Atupri Assurance de la santé SA | CHF 576.70 | View |
| Assura-Basis SA | CHF 579.00 | View |
| Galenos AG | CHF 584.70 | View |
| EGK Grundversicherungen AG | CHF 584.90 | View |
| Sanitas Grundversicherungen AG | CHF 586.05 | View |
| Aquilana Versicherungen | CHF 589.30 | View |
| CSS Assurance-maladie SA | CHF 609.80 | View |
| Vivao Sympany SA | CHF 620.40 | View |
| Philos Assurance | CHF 620.90 | View |
| SWICA Assurance-maladie SA | CHF 645.80 | View |
| Mutuel Assurance | CHF 649.40 | View |
| Visana AG | CHF 677.00 | View |
| vita surselva | CHF 681.15 | View |
| rhenusana | CHF 700.70 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.