KPT in the canton of Ticino — 2026 premiums
KPT covers the 100 municipalities of the canton of Ticino. Its lowest adult premium there is CHF 565.90 a month, with a 300-franc deductible and accident cover included.
Where it stands
KPT ranks 4 out of 21 active insurers in the canton of Ticino, cheapest to dearest.
The cantonal average across all insurers is CHF 605.36 a month.
What switching would save you
Moving from KPT to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 322.80 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Ticino
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 1 | 70 | Agno, Alto Malcantone, Aranno, Arbedo-Castione | CHF 613.30 |
| 2 | 30 | Acquarossa, Airolo, Avegno Gordevio, Bedretto | CHF 565.90 |
The models offered by KPT
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — KPTwin.smart | CHF 613.30 |
| HMO practice — KPTwin.plus | CHF 613.30 |
| Family doctor — KPTwin.doc | CHF 643.70 |
| Free choice of doctor — Grundversicherung | CHF 734.60 |
The other insurers in the canton of Ticino
21 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 539.00 | View |
| sana24 AG | CHF 560.60 | View |
| Helsana Assurances SA | CHF 565.80 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 571.60 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 574.20 | View |
| Atupri Assurance de la santé SA | CHF 576.70 | View |
| Assura-Basis SA | CHF 579.00 | View |
| Galenos AG | CHF 584.70 | View |
| EGK Grundversicherungen AG | CHF 584.90 | View |
| Sanitas Grundversicherungen AG | CHF 586.05 | View |
| Aquilana Versicherungen | CHF 589.30 | View |
| CSS Assurance-maladie SA | CHF 609.80 | View |
| Vivao Sympany SA | CHF 620.40 | View |
| Philos Assurance | CHF 620.90 | View |
| Avenir Assurance | CHF 629.70 | View |
| SWICA Assurance-maladie SA | CHF 645.80 | View |
| Mutuel Assurance | CHF 649.40 | View |
| Visana AG | CHF 677.00 | View |
| vita surselva | CHF 681.15 | View |
| rhenusana | CHF 700.70 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.