CHF 2'000 deductible in Region 2 of canton Vaud
At a CHF 2'000 deductible, 20 insurers offer a premium in Region 2 of canton Vaud. The lowest is CHF 438.20 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 537.30, the CHF 2'000 deductible saves CHF 1'189.20 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'489.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
20 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Assura-Basis | CHF 438.20 | View |
| 2 | Atupri | CHF 440.40 | View |
| 3 | Philos | CHF 449.10 | View |
| 4 | sana24 | CHF 451.50 | View |
| 5 | Galenos | CHF 454.40 | View |
| 6 | EGK | CHF 455.20 | View |
| 7 | CSS | CHF 455.30 | View |
| 8 | SWICA | CHF 459.70 | View |
| 9 | Helsana | CHF 461.00 | View |
| 10 | Sanitas | CHF 462.50 | View |
| 11 | Avenir | CHF 462.80 | View |
| 12 | Vivao Sympany | CHF 465.30 | View |
| 13 | CONCORDIA | CHF 467.40 | View |
| 14 | ÖKK | CHF 467.90 | View |
| 15 | Aquilana | CHF 476.20 | View |
| 16 | Mutuel | CHF 481.50 | View |
| 17 | Visana | CHF 481.70 | View |
| 18 | Agrisano | CHF 530.90 | View |
| 19 | vita surselva | CHF 574.50 | View |
| 20 | rhenusana | CHF 621.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.