Avenir — Region 2 of canton Vaud, 2026 premiums
Avenir covers the 183 municipalities of Region 2 in canton Vaud. Its lowest adult premium here is CHF 404.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 8 out of 21 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 575.16 a month.
What staying costs
Moving from Avenir to Assura-Basis, the cheapest insurer in this region, saves CHF 235.20 a year for an adult on the same profile.
The full Avenir table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 667.00 | CHF 590.30 | CHF 580.30 | CHF 556.90 |
| 500 | CHF 655.50 | CHF 578.80 | CHF 568.80 | CHF 545.90 |
| 1'000 | CHF 626.50 | CHF 549.80 | CHF 539.80 | CHF 518.40 |
| 1'500 | CHF 597.00 | CHF 520.30 | CHF 510.30 | CHF 490.40 |
| 2'000 | CHF 568.00 | CHF 491.30 | CHF 481.30 | CHF 462.80 |
| 2'500 | CHF 539.00 | CHF 462.30 | CHF 452.30 | CHF 435.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 469.90 | CHF 425.30 | CHF 418.20 | CHF 404.10 |
| 500 | CHF 458.40 | CHF 413.80 | CHF 406.70 | CHF 392.60 |
| 1'000 | CHF 429.40 | CHF 384.80 | CHF 377.70 | CHF 363.60 |
| 1'500 | CHF 399.90 | CHF 355.30 | CHF 348.20 | CHF 334.10 |
| 2'000 | CHF 370.90 | CHF 326.30 | CHF 319.20 | CHF 305.10 |
| 2'500 | CHF 341.90 | CHF 297.30 | CHF 290.20 | CHF 276.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 135.10 | CHF 123.60 | CHF 120.20 | CHF 119.60 |
| 100 | CHF 130.70 | CHF 119.30 | CHF 115.90 | CHF 115.20 |
| 200 | CHF 126.40 | CHF 114.90 | CHF 111.50 | CHF 110.90 |
| 300 | CHF 122.00 | CHF 110.50 | CHF 107.10 | CHF 106.40 |
| 400 | CHF 117.60 | CHF 106.10 | CHF 102.80 | CHF 102.10 |
| 500 | CHF 113.30 | CHF 101.80 | CHF 98.40 | CHF 97.70 |
| 600 | CHF 108.80 | CHF 97.40 | CHF 94.00 | CHF 93.30 |
With or without accident cover
With accident cover: CHF 667.00 a month. Without: CHF 620.30. Dropping it saves CHF 560.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 563.30 in 2025 to CHF 404.80 — a fall of 1.1 %.
The 183 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Vaud, not to the municipality.
Agiez · Aigle · Arnex-sur-Orbe · Assens · Avenches · Ballaigues · Baulmes · Bavois · Belmont-sur-Yverdon · Bercher · Bettens · Bex · Bioley-Magnoux · Bofflens · Bonvillars · Bottens · Boulens · Bournens · Boussens · Bretigny-sur-Morrens · Bretonnières · Bullet · Bussy-sur-Moudon · Chamblon · Champagne · Champtauroz · Champvent · Chavannes-le-Chêne · Chavannes-le-Veyron · Chavannes-sur-Moudon · Chavornay · Cheseaux-Noréaz · Chessel · Chevilly · Chevroux · Château-d'Oex · Chêne-Pâquier · Concise · Corbeyrier · Corcelles-le-Jorat · Corcelles-près-Concise · Corcelles-près-Payerne · Cossonay · Cronay · Croy · Cuarnens · Cuarny · Cudrefin · Cugy (VD) · Curtilles · Daillens · Dizy · Dompierre (VD) · Donneloye · Démoret · Echallens · Eclépens · Ependes (VD) · Essertines-sur-Yverdon · Etagnières · Faoug · Ferreyres · Fey · Fiez · Fontaines-sur-Grandson · Froideville · Giez · Gollion · Goumoëns · Grancy · Grandcour · Grandevent · Grandson · Gryon · Hautemorges · Henniez · Hermenches · Jorat-Menthue · Jorat-Mézières · Juriens · L'Abbaye · L'Abergement · L'Isle · La Chaux (Cossonay) · La Praz · La Sarraz · Lavey-Morcles · Le Chenit · Le Lieu · Les Clées · Leysin · Lignerolle · Lovatens · Lucens · Lussery-Villars · Maracon · Mathod · Mauborget · Mauraz · Mex (VD) · Missy · Moiry · Molondin · Mont-la-Ville · Montagny-près-Yverdon · Montanaire · Montcherand · Montilliez · Montpreveyres · Montricher · Morrens (VD) · Moudon · Mutrux · Novalles · Noville · Ogens · Ollon · Onnens (VD) · Oppens · Orbe · Orges · Ormont-Dessous · Ormont-Dessus · Orny · Oron · Orzens · Oulens-sous-Echallens · Pailly · Payerne · Penthalaz · Penthaz · Penthéréaz · Poliez-Pittet · Pompaples · Pomy · Premier · Provence · Prévonloup · Rances · Rennaz · Roche (VD) · Romainmôtier-Envy · Ropraz · Rossenges · Rossinière · Rougemont · Rovray · Rueyres · Saint-Barthélemy (VD) · Sainte-Croix · Senarclens · Sergey · Servion · Suchy · Sullens · Suscévaz · Syens · Trey · Treycovagnes · Treytorrens (Payerne) · Tévenon · Ursins · Valbroye · Valeyres-sous-Montagny · Valeyres-sous-Rances · Valeyres-sous-Ursins · Vallorbe · Vaulion · Villars-Epeney · Villars-le-Comte · Villars-le-Terroir · Villarzel · Villeneuve (VD) · Vuarrens · Vucherens · Vufflens-la-Ville · Vugelles-La Mothe · Vuiteboeuf · Vulliens · Vully-les-Lacs · Yverdon-les-Bains · Yvonand · Yvorne
The other insurers in Region 2
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Assura-Basis | CHF 537.30 | View |
| Atupri | CHF 539.50 | View |
| Philos | CHF 548.10 | View |
| sana24 | CHF 550.70 | View |
| Galenos | CHF 553.60 | View |
| EGK | CHF 554.30 | View |
| CSS | CHF 554.40 | View |
| SWICA | CHF 558.80 | View |
| Helsana | CHF 560.10 | View |
| Sanitas | CHF 561.60 | View |
| Aquilana | CHF 562.40 | View |
| KPT | CHF 562.50 | View |
| Vivao Sympany | CHF 564.40 | View |
| CONCORDIA | CHF 566.50 | View |
| ÖKK | CHF 567.00 | View |
| Mutuel | CHF 580.50 | View |
| Visana | CHF 580.90 | View |
| Agrisano | CHF 630.10 | View |
| vita surselva | CHF 668.00 | View |
| rhenusana | CHF 720.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.