Mutuel — Region 2 of canton Vaud, 2026 premiums
Mutuel covers the 183 municipalities of Region 2 in canton Vaud. Its lowest adult premium here is CHF 420.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 17 out of 21 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 575.16 a month.
What staying costs
Moving from Mutuel to Assura-Basis, the cheapest insurer in this region, saves CHF 518.40 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 675.00 | CHF 614.20 | CHF 594.00 | CHF 580.50 |
| 500 | CHF 663.50 | CHF 602.70 | CHF 582.50 | CHF 569.00 |
| 1'000 | CHF 634.50 | CHF 573.70 | CHF 553.50 | CHF 540.00 |
| 1'500 | CHF 605.00 | CHF 544.20 | CHF 524.00 | CHF 510.50 |
| 2'000 | CHF 576.00 | CHF 515.20 | CHF 495.00 | CHF 481.50 |
| 2'500 | CHF 547.00 | CHF 486.20 | CHF 466.00 | CHF 452.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 498.50 | CHF 453.70 | CHF 438.70 | CHF 441.20 |
| 500 | CHF 487.00 | CHF 442.20 | CHF 427.20 | CHF 429.70 |
| 1'000 | CHF 458.00 | CHF 413.20 | CHF 398.20 | CHF 400.70 |
| 1'500 | CHF 428.50 | CHF 383.70 | CHF 368.70 | CHF 371.20 |
| 2'000 | CHF 399.50 | CHF 354.70 | CHF 339.70 | CHF 342.20 |
| 2'500 | CHF 370.50 | CHF 325.70 | CHF 310.70 | CHF 313.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 128.70 | CHF 117.10 | CHF 115.80 | CHF 116.50 |
| 100 | CHF 124.40 | CHF 112.80 | CHF 111.50 | CHF 112.10 |
| 200 | CHF 120.00 | CHF 108.40 | CHF 107.10 | CHF 107.80 |
| 300 | CHF 115.60 | CHF 104.00 | CHF 102.70 | CHF 103.40 |
| 400 | CHF 111.20 | CHF 99.70 | CHF 98.40 | CHF 99.00 |
| 500 | CHF 106.90 | CHF 95.30 | CHF 94.00 | CHF 94.70 |
| 600 | CHF 102.50 | CHF 90.90 | CHF 89.60 | CHF 90.20 |
With or without accident cover
With accident cover: CHF 675.00 a month. Without: CHF 627.70. Dropping it saves CHF 567.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 563.00 in 2025 to CHF 420.80 — a rise of 3.1 %.
The 183 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Vaud, not to the municipality.
Agiez · Aigle · Arnex-sur-Orbe · Assens · Avenches · Ballaigues · Baulmes · Bavois · Belmont-sur-Yverdon · Bercher · Bettens · Bex · Bioley-Magnoux · Bofflens · Bonvillars · Bottens · Boulens · Bournens · Boussens · Bretigny-sur-Morrens · Bretonnières · Bullet · Bussy-sur-Moudon · Chamblon · Champagne · Champtauroz · Champvent · Chavannes-le-Chêne · Chavannes-le-Veyron · Chavannes-sur-Moudon · Chavornay · Cheseaux-Noréaz · Chessel · Chevilly · Chevroux · Château-d'Oex · Chêne-Pâquier · Concise · Corbeyrier · Corcelles-le-Jorat · Corcelles-près-Concise · Corcelles-près-Payerne · Cossonay · Cronay · Croy · Cuarnens · Cuarny · Cudrefin · Cugy (VD) · Curtilles · Daillens · Dizy · Dompierre (VD) · Donneloye · Démoret · Echallens · Eclépens · Ependes (VD) · Essertines-sur-Yverdon · Etagnières · Faoug · Ferreyres · Fey · Fiez · Fontaines-sur-Grandson · Froideville · Giez · Gollion · Goumoëns · Grancy · Grandcour · Grandevent · Grandson · Gryon · Hautemorges · Henniez · Hermenches · Jorat-Menthue · Jorat-Mézières · Juriens · L'Abbaye · L'Abergement · L'Isle · La Chaux (Cossonay) · La Praz · La Sarraz · Lavey-Morcles · Le Chenit · Le Lieu · Les Clées · Leysin · Lignerolle · Lovatens · Lucens · Lussery-Villars · Maracon · Mathod · Mauborget · Mauraz · Mex (VD) · Missy · Moiry · Molondin · Mont-la-Ville · Montagny-près-Yverdon · Montanaire · Montcherand · Montilliez · Montpreveyres · Montricher · Morrens (VD) · Moudon · Mutrux · Novalles · Noville · Ogens · Ollon · Onnens (VD) · Oppens · Orbe · Orges · Ormont-Dessous · Ormont-Dessus · Orny · Oron · Orzens · Oulens-sous-Echallens · Pailly · Payerne · Penthalaz · Penthaz · Penthéréaz · Poliez-Pittet · Pompaples · Pomy · Premier · Provence · Prévonloup · Rances · Rennaz · Roche (VD) · Romainmôtier-Envy · Ropraz · Rossenges · Rossinière · Rougemont · Rovray · Rueyres · Saint-Barthélemy (VD) · Sainte-Croix · Senarclens · Sergey · Servion · Suchy · Sullens · Suscévaz · Syens · Trey · Treycovagnes · Treytorrens (Payerne) · Tévenon · Ursins · Valbroye · Valeyres-sous-Montagny · Valeyres-sous-Rances · Valeyres-sous-Ursins · Vallorbe · Vaulion · Villars-Epeney · Villars-le-Comte · Villars-le-Terroir · Villarzel · Villeneuve (VD) · Vuarrens · Vucherens · Vufflens-la-Ville · Vugelles-La Mothe · Vuiteboeuf · Vulliens · Vully-les-Lacs · Yverdon-les-Bains · Yvonand · Yvorne
The other insurers in Region 2
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Assura-Basis | CHF 537.30 | View |
| Atupri | CHF 539.50 | View |
| Philos | CHF 548.10 | View |
| sana24 | CHF 550.70 | View |
| Galenos | CHF 553.60 | View |
| EGK | CHF 554.30 | View |
| CSS | CHF 554.40 | View |
| Avenir | CHF 556.90 | View |
| SWICA | CHF 558.80 | View |
| Helsana | CHF 560.10 | View |
| Sanitas | CHF 561.60 | View |
| Aquilana | CHF 562.40 | View |
| KPT | CHF 562.50 | View |
| Vivao Sympany | CHF 564.40 | View |
| CONCORDIA | CHF 566.50 | View |
| ÖKK | CHF 567.00 | View |
| Visana | CHF 580.90 | View |
| Agrisano | CHF 630.10 | View |
| vita surselva | CHF 668.00 | View |
| rhenusana | CHF 720.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.