SWICA — Region 2 of canton Vaud, 2026 premiums
SWICA covers the 183 municipalities of Region 2 in canton Vaud. Its lowest adult premium here is CHF 400.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 9 out of 21 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 575.16 a month.
What staying costs
Moving from SWICA to Assura-Basis, the cheapest insurer in this region, saves CHF 258.00 a year for an adult on the same profile.
The full SWICA table
320 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 698.50 | CHF 562.30 | CHF 558.80 | CHF 649.70 |
| 500 | CHF 686.90 | CHF 550.70 | CHF 547.20 | CHF 638.00 |
| 1'000 | CHF 657.70 | CHF 528.50 | CHF 525.00 | CHF 615.80 |
| 1'500 | CHF 628.50 | CHF 499.30 | CHF 495.80 | CHF 586.60 |
| 2'000 | CHF 599.40 | CHF 463.20 | CHF 459.70 | CHF 557.50 |
| 2'500 | CHF 570.20 | CHF 434.00 | CHF 430.50 | CHF 528.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 523.90 | CHF 450.60 | CHF 440.10 | CHF 503.00 |
| 500 | CHF 512.30 | CHF 438.90 | CHF 428.50 | CHF 491.30 |
| 1'000 | CHF 483.10 | CHF 415.00 | CHF 412.40 | CHF 462.20 |
| 1'500 | CHF 453.90 | CHF 385.80 | CHF 383.20 | CHF 433.00 |
| 2'000 | CHF 424.80 | CHF 351.40 | CHF 343.60 | CHF 403.80 |
| 2'500 | CHF 395.60 | CHF 322.30 | CHF 314.40 | CHF 374.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 69.90 | CHF 61.60 | CHF 63.70 | CHF 69.90 |
| 200 | CHF 58.30 | CHF 51.30 | CHF 53.40 | CHF 58.30 |
| 400 | CHF 46.60 | CHF 39.60 | CHF 41.70 | CHF 46.60 |
| 600 | CHF 37.60 | CHF 37.60 | CHF 37.60 | CHF 37.60 |
With or without accident cover
With accident cover: CHF 698.50 a month. Without: CHF 649.70. Dropping it saves CHF 585.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 531.80 in 2025 to CHF 400.40 — a rise of 5.1 %.
The 183 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Vaud, not to the municipality.
Agiez · Aigle · Arnex-sur-Orbe · Assens · Avenches · Ballaigues · Baulmes · Bavois · Belmont-sur-Yverdon · Bercher · Bettens · Bex · Bioley-Magnoux · Bofflens · Bonvillars · Bottens · Boulens · Bournens · Boussens · Bretigny-sur-Morrens · Bretonnières · Bullet · Bussy-sur-Moudon · Chamblon · Champagne · Champtauroz · Champvent · Chavannes-le-Chêne · Chavannes-le-Veyron · Chavannes-sur-Moudon · Chavornay · Cheseaux-Noréaz · Chessel · Chevilly · Chevroux · Château-d'Oex · Chêne-Pâquier · Concise · Corbeyrier · Corcelles-le-Jorat · Corcelles-près-Concise · Corcelles-près-Payerne · Cossonay · Cronay · Croy · Cuarnens · Cuarny · Cudrefin · Cugy (VD) · Curtilles · Daillens · Dizy · Dompierre (VD) · Donneloye · Démoret · Echallens · Eclépens · Ependes (VD) · Essertines-sur-Yverdon · Etagnières · Faoug · Ferreyres · Fey · Fiez · Fontaines-sur-Grandson · Froideville · Giez · Gollion · Goumoëns · Grancy · Grandcour · Grandevent · Grandson · Gryon · Hautemorges · Henniez · Hermenches · Jorat-Menthue · Jorat-Mézières · Juriens · L'Abbaye · L'Abergement · L'Isle · La Chaux (Cossonay) · La Praz · La Sarraz · Lavey-Morcles · Le Chenit · Le Lieu · Les Clées · Leysin · Lignerolle · Lovatens · Lucens · Lussery-Villars · Maracon · Mathod · Mauborget · Mauraz · Mex (VD) · Missy · Moiry · Molondin · Mont-la-Ville · Montagny-près-Yverdon · Montanaire · Montcherand · Montilliez · Montpreveyres · Montricher · Morrens (VD) · Moudon · Mutrux · Novalles · Noville · Ogens · Ollon · Onnens (VD) · Oppens · Orbe · Orges · Ormont-Dessous · Ormont-Dessus · Orny · Oron · Orzens · Oulens-sous-Echallens · Pailly · Payerne · Penthalaz · Penthaz · Penthéréaz · Poliez-Pittet · Pompaples · Pomy · Premier · Provence · Prévonloup · Rances · Rennaz · Roche (VD) · Romainmôtier-Envy · Ropraz · Rossenges · Rossinière · Rougemont · Rovray · Rueyres · Saint-Barthélemy (VD) · Sainte-Croix · Senarclens · Sergey · Servion · Suchy · Sullens · Suscévaz · Syens · Trey · Treycovagnes · Treytorrens (Payerne) · Tévenon · Ursins · Valbroye · Valeyres-sous-Montagny · Valeyres-sous-Rances · Valeyres-sous-Ursins · Vallorbe · Vaulion · Villars-Epeney · Villars-le-Comte · Villars-le-Terroir · Villarzel · Villeneuve (VD) · Vuarrens · Vucherens · Vufflens-la-Ville · Vugelles-La Mothe · Vuiteboeuf · Vulliens · Vully-les-Lacs · Yverdon-les-Bains · Yvonand · Yvorne
The other insurers in Region 2
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Assura-Basis | CHF 537.30 | View |
| Atupri | CHF 539.50 | View |
| Philos | CHF 548.10 | View |
| sana24 | CHF 550.70 | View |
| Galenos | CHF 553.60 | View |
| EGK | CHF 554.30 | View |
| CSS | CHF 554.40 | View |
| Avenir | CHF 556.90 | View |
| Helsana | CHF 560.10 | View |
| Sanitas | CHF 561.60 | View |
| Aquilana | CHF 562.40 | View |
| KPT | CHF 562.50 | View |
| Vivao Sympany | CHF 564.40 | View |
| CONCORDIA | CHF 566.50 | View |
| ÖKK | CHF 567.00 | View |
| Mutuel | CHF 580.50 | View |
| Visana | CHF 580.90 | View |
| Agrisano | CHF 630.10 | View |
| vita surselva | CHF 668.00 | View |
| rhenusana | CHF 720.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.