Vivao Sympany — Region 2 of canton Vaud, 2026 premiums
Vivao Sympany covers the 183 municipalities of Region 2 in canton Vaud. Its lowest adult premium here is CHF 405.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany ranks 14 out of 21 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 575.16 a month.
What staying costs
Moving from Vivao Sympany to Assura-Basis, the cheapest insurer in this region, saves CHF 325.20 a year for an adult on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 664.00 | CHF 577.70 | CHF 577.70 | CHF 564.40 |
| 500 | CHF 652.40 | CHF 566.10 | CHF 566.10 | CHF 552.80 |
| 1'000 | CHF 623.20 | CHF 536.90 | CHF 536.90 | CHF 523.60 |
| 1'500 | CHF 594.00 | CHF 507.70 | CHF 507.70 | CHF 494.40 |
| 2'000 | CHF 564.90 | CHF 478.60 | CHF 478.60 | CHF 465.30 |
| 2'500 | CHF 535.70 | CHF 449.40 | CHF 449.40 | CHF 436.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 484.80 | CHF 421.80 | CHF 421.80 | CHF 412.10 |
| 500 | CHF 473.10 | CHF 410.10 | CHF 410.10 | CHF 400.40 |
| 1'000 | CHF 443.90 | CHF 380.90 | CHF 380.90 | CHF 371.20 |
| 1'500 | CHF 414.80 | CHF 351.80 | CHF 351.80 | CHF 342.10 |
| 2'000 | CHF 385.60 | CHF 322.60 | CHF 322.60 | CHF 312.90 |
| 2'500 | CHF 356.40 | CHF 293.40 | CHF 293.40 | CHF 283.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 195.90 | CHF 170.50 | CHF 170.50 | CHF 166.50 |
| 200 | CHF 184.30 | CHF 158.80 | CHF 158.80 | CHF 154.90 |
| 400 | CHF 172.60 | CHF 147.10 | CHF 147.10 | CHF 143.20 |
| 600 | CHF 160.90 | CHF 135.50 | CHF 135.50 | CHF 131.50 |
With or without accident cover
With accident cover: CHF 664.00 a month. Without: CHF 617.60. Dropping it saves CHF 556.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 545.90 in 2025 to CHF 405.60 — a rise of 3.4 %.
The 183 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Vaud, not to the municipality.
Agiez · Aigle · Arnex-sur-Orbe · Assens · Avenches · Ballaigues · Baulmes · Bavois · Belmont-sur-Yverdon · Bercher · Bettens · Bex · Bioley-Magnoux · Bofflens · Bonvillars · Bottens · Boulens · Bournens · Boussens · Bretigny-sur-Morrens · Bretonnières · Bullet · Bussy-sur-Moudon · Chamblon · Champagne · Champtauroz · Champvent · Chavannes-le-Chêne · Chavannes-le-Veyron · Chavannes-sur-Moudon · Chavornay · Cheseaux-Noréaz · Chessel · Chevilly · Chevroux · Château-d'Oex · Chêne-Pâquier · Concise · Corbeyrier · Corcelles-le-Jorat · Corcelles-près-Concise · Corcelles-près-Payerne · Cossonay · Cronay · Croy · Cuarnens · Cuarny · Cudrefin · Cugy (VD) · Curtilles · Daillens · Dizy · Dompierre (VD) · Donneloye · Démoret · Echallens · Eclépens · Ependes (VD) · Essertines-sur-Yverdon · Etagnières · Faoug · Ferreyres · Fey · Fiez · Fontaines-sur-Grandson · Froideville · Giez · Gollion · Goumoëns · Grancy · Grandcour · Grandevent · Grandson · Gryon · Hautemorges · Henniez · Hermenches · Jorat-Menthue · Jorat-Mézières · Juriens · L'Abbaye · L'Abergement · L'Isle · La Chaux (Cossonay) · La Praz · La Sarraz · Lavey-Morcles · Le Chenit · Le Lieu · Les Clées · Leysin · Lignerolle · Lovatens · Lucens · Lussery-Villars · Maracon · Mathod · Mauborget · Mauraz · Mex (VD) · Missy · Moiry · Molondin · Mont-la-Ville · Montagny-près-Yverdon · Montanaire · Montcherand · Montilliez · Montpreveyres · Montricher · Morrens (VD) · Moudon · Mutrux · Novalles · Noville · Ogens · Ollon · Onnens (VD) · Oppens · Orbe · Orges · Ormont-Dessous · Ormont-Dessus · Orny · Oron · Orzens · Oulens-sous-Echallens · Pailly · Payerne · Penthalaz · Penthaz · Penthéréaz · Poliez-Pittet · Pompaples · Pomy · Premier · Provence · Prévonloup · Rances · Rennaz · Roche (VD) · Romainmôtier-Envy · Ropraz · Rossenges · Rossinière · Rougemont · Rovray · Rueyres · Saint-Barthélemy (VD) · Sainte-Croix · Senarclens · Sergey · Servion · Suchy · Sullens · Suscévaz · Syens · Trey · Treycovagnes · Treytorrens (Payerne) · Tévenon · Ursins · Valbroye · Valeyres-sous-Montagny · Valeyres-sous-Rances · Valeyres-sous-Ursins · Vallorbe · Vaulion · Villars-Epeney · Villars-le-Comte · Villars-le-Terroir · Villarzel · Villeneuve (VD) · Vuarrens · Vucherens · Vufflens-la-Ville · Vugelles-La Mothe · Vuiteboeuf · Vulliens · Vully-les-Lacs · Yverdon-les-Bains · Yvonand · Yvorne
The other insurers in Region 2
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Assura-Basis | CHF 537.30 | View |
| Atupri | CHF 539.50 | View |
| Philos | CHF 548.10 | View |
| sana24 | CHF 550.70 | View |
| Galenos | CHF 553.60 | View |
| EGK | CHF 554.30 | View |
| CSS | CHF 554.40 | View |
| Avenir | CHF 556.90 | View |
| SWICA | CHF 558.80 | View |
| Helsana | CHF 560.10 | View |
| Sanitas | CHF 561.60 | View |
| Aquilana | CHF 562.40 | View |
| KPT | CHF 562.50 | View |
| CONCORDIA | CHF 566.50 | View |
| ÖKK | CHF 567.00 | View |
| Mutuel | CHF 580.50 | View |
| Visana | CHF 580.90 | View |
| Agrisano | CHF 630.10 | View |
| vita surselva | CHF 668.00 | View |
| rhenusana | CHF 720.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.