Health insurance in Horgen 2026

27 insurers offer basic cover in Horgen (Zurich). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 467.90 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'038 per year.

active insurers

Region 2

Compare my exact premiums

Insurers available in Horgen

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#	Insurer	From
1	AgrisanoCheapest	CHF 467.90
2	Atupri	CHF 475.60
3	SLKK	CHF 479.30
4	KPT	CHF 483.30
5	CSS	CHF 484.60
6	Sanitas	CHF 488.40
7	CONCORDIA	CHF 492.30
8	Helsana	CHF 493.80
9	Visana	CHF 495.50
10	Wädenswil	CHF 496.40
11	ÖKK	CHF 496.70
12	SWICA	CHF 497.10
13	Assura-Basis	CHF 498.90
14	rhenusana	CHF 499.80
15	sana24	CHF 501.30
16	Aquilana	CHF 502.20
17	Vivao Sympany	CHF 506.90
18	Luzerner Hinterland	CHF 509.80
19	Sumiswalder	CHF 511.60
20	EGK	CHF 517.10
21	Avenir	CHF 521.30
22	Philos	CHF 528.20
23	Mutuel	CHF 531.30
24	Galenos	CHF 539.60
25	Steffisburg	CHF 548.00
26	vita surselva	CHF 572.85
27	Einsiedler	CHF 599.60

Where the municipality sits

Horgen sits in region 2 of Zurich’s 3 premium regions, counting from the cheapest.

These amounts apply to all 37 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Horgen

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

8135 Langnau am Albis
8135 Sihlbrugg Station
8135 Sihlwald
8810 Horgen
8815 Horgenberg
8816 Hirzel

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +67.8 % over 11 years, or CHF 2'268 more per year.

Year	Lowest premium	Change
2015	CHF 278.90	—
2016	CHF 328.90	+17.9 %
2017	CHF 339.50	+3.2 %
2018	CHF 365.80	+7.7 %
2019	CHF 374.00	+2.2 %
2020	CHF 374.00	0.0 %
2021	CHF 377.20	+0.9 %
2022	CHF 373.50	−1.0 %
2023	CHF 389.60	+4.3 %
2024	CHF 415.60	+6.7 %
2025	CHF 436.30	+5.0 %
2026	CHF 467.90	+7.2 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 4 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

8135 Sihlwald 8810 Horgen 8815 Horgenberg 8816 Hirzel

Elsewhere in Zurich

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

Region	Lowest premium	Gap over the year	For example
Region 2 (here)	CHF 467.90	—	Horgen
Region 3	CHF 427.80	CHF 481 less	Aesch (ZH), Aeugst am Albis, Affoltern am Albis
Region 1	CHF 517.70	CHF 598 more	Zürich

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Horgen district

They do not necessarily belong to the same premium region — check yours.

Municipality	Region	Lowest premium	Gap versus here
Horgen (here)	Region 2	CHF 467.90	—
Adliswil	Region 2	CHF 467.90	same zone
Kilchberg (ZH)	Region 2	CHF 467.90	same zone
Langnau am Albis	Region 3	CHF 427.80	CHF 481 less
Oberrieden	Region 3	CHF 427.80	CHF 481 less
Richterswil	Region 2	CHF 467.90	same zone
Rüschlikon	Region 3	CHF 427.80	CHF 481 less
Thalwil	Region 2	CHF 467.90	same zone
Wädenswil	Region 2	CHF 467.90	same zone

Region 2 — Zurich

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Zurich →

district Horgen →