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Health insurance in Winkel 2026

27 insurers offer basic cover in Winkel (Zurich). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 427.80 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'280 per year.

27

active insurers

Region 3

Compare my exact premiums

Insurers available in Winkel

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1AgrisanoCheapestCHF 427.80
2SLKKCHF 439.40
3rhenusanaCHF 447.90
4SanitasCHF 451.40
5WädenswilCHF 452.80
6ÖKKCHF 453.10
7Assura-BasisCHF 454.00
8CONCORDIACHF 461.20
9VisanaCHF 462.70
10AquilanaCHF 463.20
11SWICACHF 463.40
12HelsanaCHF 464.80
13SumiswalderCHF 465.60
14EGKCHF 466.50
15AtupriCHF 469.00
16Luzerner HinterlandCHF 469.25
17GalenosCHF 471.70
18CSSCHF 472.40
19KPTCHF 476.80
20MutuelCHF 492.60
21Vivao SympanyCHF 497.20
22sana24CHF 497.70
23AvenirCHF 502.40
24vita surselvaCHF 525.35
25PhilosCHF 528.20
26SteffisburgCHF 528.80
27EinsiedlerCHF 558.00

Where the municipality sits

Winkel sits in the cheapest of Zurich’s 3 premium regions. Few municipalities in the canton pay less.

These amounts apply to all 122 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Winkel

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

  • 8180 Bülach
  • 8185 Winkel

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +78.3 % over 11 years, or CHF 2'254 more per year.

YearLowest premiumChange
2015CHF 240.00—
2016CHF 250.00+4.2 %
2017CHF 255.00+2.0 %
2018CHF 260.00+2.0 %
2019CHF 346.00+33.1 %
2020CHF 343.30−0.8 %
2021CHF 347.20+1.1 %
2022CHF 343.90−1.0 %
2023CHF 358.60+4.3 %
2024CHF 379.90+5.9 %
2025CHF 398.80+5.0 %
2026CHF 427.80+7.3 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 2 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

8180 Bülach8185 Winkel

Elsewhere in Zurich

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

RegionLowest premiumGap over the yearFor example
Region 3 (here)CHF 427.80—Winkel
Region 2CHF 467.90CHF 481 moreAdliswil, Dietikon, Dietlikon
Region 1CHF 517.70CHF 1'079 moreZürich

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Bülach district

They do not necessarily belong to the same premium region — check yours.

MunicipalityRegionLowest premiumGap versus here
Winkel (here)Region 3CHF 427.80—
BachenbülachRegion 3CHF 427.80same zone
BassersdorfRegion 3CHF 427.80same zone
BülachRegion 3CHF 427.80same zone
DietlikonRegion 2CHF 467.90CHF 481 more
EglisauRegion 3CHF 427.80same zone
EmbrachRegion 3CHF 427.80same zone
Freienstein-TeufenRegion 3CHF 427.80same zone
GlattfeldenRegion 3CHF 427.80same zone
HochfeldenRegion 3CHF 427.80same zone
HöriRegion 3CHF 427.80same zone
HüntwangenRegion 3CHF 427.80same zone
KlotenRegion 2CHF 467.90CHF 481 more
LufingenRegion 3CHF 427.80same zone
NürensdorfRegion 3CHF 427.80same zone
OberembrachRegion 3CHF 427.80same zone
OpfikonRegion 2CHF 467.90CHF 481 more
RafzRegion 3CHF 427.80same zone
RorbasRegion 3CHF 427.80same zone
WallisellenRegion 2CHF 467.90CHF 481 more
WasterkingenRegion 3CHF 427.80same zone
Wil (ZH)Region 3CHF 427.80same zone

Region 3 — Zurich

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Zurich →

district Bülach →