CONCORDIA — Region 2 of canton Ticino, 2026 premiums
CONCORDIA covers the 30 municipalities of Region 2 in canton Ticino. Its lowest adult premium here is CHF 419.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CONCORDIA ranks 5 out of 21 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 605.36 a month.
What staying costs
Moving from CONCORDIA to Agrisano, the cheapest insurer in this region, saves CHF 391.20 a year for an adult on the same profile.
The full CONCORDIA table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 676.40 | CHF 602.00 | CHF 571.60 | CHF 581.80 |
| 500 | CHF 664.80 | CHF 590.40 | CHF 560.00 | CHF 570.20 |
| 1'000 | CHF 635.60 | CHF 561.20 | CHF 530.80 | CHF 541.00 |
| 1'500 | CHF 606.40 | CHF 532.00 | CHF 501.60 | CHF 511.80 |
| 2'000 | CHF 577.30 | CHF 502.90 | CHF 472.50 | CHF 482.70 |
| 2'500 | CHF 548.10 | CHF 473.70 | CHF 443.30 | CHF 453.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 507.30 | CHF 451.50 | CHF 428.70 | CHF 436.30 |
| 500 | CHF 495.70 | CHF 439.90 | CHF 417.10 | CHF 424.70 |
| 1'000 | CHF 466.50 | CHF 410.70 | CHF 387.90 | CHF 395.50 |
| 1'500 | CHF 437.30 | CHF 381.50 | CHF 358.70 | CHF 366.30 |
| 2'000 | CHF 408.20 | CHF 352.40 | CHF 329.60 | CHF 337.20 |
| 2'500 | CHF 379.00 | CHF 323.20 | CHF 300.40 | CHF 308.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 81.20 | CHF 72.30 | CHF 68.70 | CHF 69.90 |
| 100 | CHF 75.40 | CHF 66.50 | CHF 62.90 | CHF 64.10 |
| 200 | CHF 69.60 | CHF 60.70 | CHF 57.10 | CHF 58.30 |
| 300 | CHF 63.70 | CHF 54.80 | CHF 51.20 | CHF 52.40 |
| 400 | CHF 57.90 | CHF 49.00 | CHF 45.40 | CHF 46.60 |
| 500 | CHF 52.10 | CHF 43.20 | CHF 43.00 | CHF 43.00 |
| 600 | CHF 46.20 | CHF 43.00 | CHF 43.00 | CHF 43.00 |
With or without accident cover
With accident cover: CHF 676.40 a month. Without: CHF 639.20. Dropping it saves CHF 446.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 538.00 in 2025 to CHF 419.00 — a rise of 6.2 %.
The 30 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Ticino, not to the municipality.
Acquarossa · Airolo · Avegno Gordevio · Bedretto · Biasca · Blenio · Bosco/Gurin · Brione sopra Minusio · Campo (Vallemaggia) · Centovalli · Cerentino · Cevio · Cugnasco-Gerra · Dalpe · Faido · Giornico · Gordola · Lavertezzo · Lavizzara · Linescio · Maggia · Mergoscia · Onsernone · Personico · Pollegio · Quinto · Riviera · Serravalle · Terre di Pedemonte · Verzasca
The other insurers in Region 2
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 539.00 | View |
| sana24 | CHF 560.60 | View |
| Helsana | CHF 565.80 | View |
| KPT | CHF 565.90 | View |
| ÖKK | CHF 574.20 | View |
| Atupri | CHF 576.70 | View |
| Assura-Basis | CHF 579.00 | View |
| Galenos | CHF 584.70 | View |
| EGK | CHF 584.90 | View |
| Sanitas | CHF 586.05 | View |
| Aquilana | CHF 589.30 | View |
| CSS | CHF 609.80 | View |
| Vivao Sympany | CHF 620.40 | View |
| Philos | CHF 620.90 | View |
| Avenir | CHF 629.70 | View |
| SWICA | CHF 645.80 | View |
| Mutuel | CHF 649.40 | View |
| Visana | CHF 677.00 | View |
| vita surselva | CHF 681.15 | View |
| rhenusana | CHF 700.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.