Helsana — Region 2 of canton Ticino, 2026 premiums
Helsana covers the 30 municipalities of Region 2 in canton Ticino. Its lowest adult premium here is CHF 406.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Helsana ranks 3 out of 21 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 605.36 a month.
What staying costs
Moving from Helsana to Agrisano, the cheapest insurer in this region, saves CHF 321.60 a year for an adult on the same profile.
The full Helsana table
252 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 658.00 | CHF 565.80 | CHF 572.40 |
| 500 | CHF 646.40 | CHF 554.20 | CHF 560.80 |
| 1'000 | CHF 617.20 | CHF 525.00 | CHF 531.60 |
| 1'500 | CHF 588.00 | CHF 495.80 | CHF 502.40 |
| 2'000 | CHF 558.90 | CHF 466.70 | CHF 473.30 |
| 2'500 | CHF 529.70 | CHF 437.50 | CHF 444.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 526.40 | CHF 452.70 | CHF 457.90 |
| 500 | CHF 514.80 | CHF 441.10 | CHF 446.30 |
| 1'000 | CHF 485.60 | CHF 411.90 | CHF 417.10 |
| 1'500 | CHF 456.40 | CHF 382.70 | CHF 387.90 |
| 2'000 | CHF 427.30 | CHF 353.60 | CHF 358.80 |
| 2'500 | CHF 398.10 | CHF 324.40 | CHF 329.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 151.30 | CHF 130.10 | CHF 131.60 |
| 500 | CHF 122.20 | CHF 101.00 | CHF 102.50 |
With or without accident cover
With accident cover: CHF 658.00 a month. Without: CHF 612.00. Dropping it saves CHF 552.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 530.40 in 2025 to CHF 406.90 — a rise of 6.7 %.
The 30 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Ticino, not to the municipality.
Acquarossa · Airolo · Avegno Gordevio · Bedretto · Biasca · Blenio · Bosco/Gurin · Brione sopra Minusio · Campo (Vallemaggia) · Centovalli · Cerentino · Cevio · Cugnasco-Gerra · Dalpe · Faido · Giornico · Gordola · Lavertezzo · Lavizzara · Linescio · Maggia · Mergoscia · Onsernone · Personico · Pollegio · Quinto · Riviera · Serravalle · Terre di Pedemonte · Verzasca
The other insurers in Region 2
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 539.00 | View |
| sana24 | CHF 560.60 | View |
| KPT | CHF 565.90 | View |
| CONCORDIA | CHF 571.60 | View |
| ÖKK | CHF 574.20 | View |
| Atupri | CHF 576.70 | View |
| Assura-Basis | CHF 579.00 | View |
| Galenos | CHF 584.70 | View |
| EGK | CHF 584.90 | View |
| Sanitas | CHF 586.05 | View |
| Aquilana | CHF 589.30 | View |
| CSS | CHF 609.80 | View |
| Vivao Sympany | CHF 620.40 | View |
| Philos | CHF 620.90 | View |
| Avenir | CHF 629.70 | View |
| SWICA | CHF 645.80 | View |
| Mutuel | CHF 649.40 | View |
| Visana | CHF 677.00 | View |
| vita surselva | CHF 681.15 | View |
| rhenusana | CHF 700.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.