SWICA — Region 2 of canton Ticino, 2026 premiums
SWICA covers the 30 municipalities of Region 2 in canton Ticino. Its lowest adult premium here is CHF 481.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 17 out of 21 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 605.36 a month.
What staying costs
Moving from SWICA to Agrisano, the cheapest insurer in this region, saves CHF 1'281.60 a year for an adult on the same profile.
The full SWICA table
240 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 797.20 | CHF 645.80 | CHF 661.70 | CHF 741.40 |
| 500 | CHF 785.60 | CHF 634.10 | CHF 650.10 | CHF 729.80 |
| 1'000 | CHF 756.40 | CHF 612.90 | CHF 628.90 | CHF 708.60 |
| 1'500 | CHF 727.20 | CHF 583.80 | CHF 599.70 | CHF 679.40 |
| 2'000 | CHF 698.10 | CHF 546.60 | CHF 562.60 | CHF 650.30 |
| 2'500 | CHF 668.90 | CHF 517.40 | CHF 533.40 | CHF 621.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 597.90 | CHF 517.20 | CHF 520.20 | CHF 574.00 |
| 500 | CHF 586.30 | CHF 511.50 | CHF 508.60 | CHF 562.40 |
| 1'000 | CHF 557.10 | CHF 482.40 | CHF 494.30 | CHF 533.20 |
| 1'500 | CHF 527.90 | CHF 453.20 | CHF 465.20 | CHF 504.00 |
| 2'000 | CHF 498.80 | CHF 418.10 | CHF 424.00 | CHF 474.90 |
| 2'500 | CHF 469.60 | CHF 388.90 | CHF 394.90 | CHF 445.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 79.80 | CHF 70.70 | CHF 75.10 | CHF 79.80 |
| 200 | CHF 68.20 | CHF 60.60 | CHF 65.00 | CHF 68.20 |
| 400 | CHF 56.50 | CHF 48.90 | CHF 53.30 | CHF 56.50 |
| 600 | CHF 44.80 | CHF 43.00 | CHF 43.00 | CHF 44.80 |
With or without accident cover
With accident cover: CHF 797.20 a month. Without: CHF 741.40. Dropping it saves CHF 669.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 600.90 in 2025 to CHF 481.20 — a rise of 7.5 %.
The 30 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Ticino, not to the municipality.
Acquarossa · Airolo · Avegno Gordevio · Bedretto · Biasca · Blenio · Bosco/Gurin · Brione sopra Minusio · Campo (Vallemaggia) · Centovalli · Cerentino · Cevio · Cugnasco-Gerra · Dalpe · Faido · Giornico · Gordola · Lavertezzo · Lavizzara · Linescio · Maggia · Mergoscia · Onsernone · Personico · Pollegio · Quinto · Riviera · Serravalle · Terre di Pedemonte · Verzasca
The other insurers in Region 2
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 539.00 | View |
| sana24 | CHF 560.60 | View |
| Helsana | CHF 565.80 | View |
| KPT | CHF 565.90 | View |
| CONCORDIA | CHF 571.60 | View |
| ÖKK | CHF 574.20 | View |
| Atupri | CHF 576.70 | View |
| Assura-Basis | CHF 579.00 | View |
| Galenos | CHF 584.70 | View |
| EGK | CHF 584.90 | View |
| Sanitas | CHF 586.05 | View |
| Aquilana | CHF 589.30 | View |
| CSS | CHF 609.80 | View |
| Vivao Sympany | CHF 620.40 | View |
| Philos | CHF 620.90 | View |
| Avenir | CHF 629.70 | View |
| Mutuel | CHF 649.40 | View |
| Visana | CHF 677.00 | View |
| vita surselva | CHF 681.15 | View |
| rhenusana | CHF 700.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.