Mutuel — Region 2 of canton Ticino, 2026 premiums
Mutuel covers the 30 municipalities of Region 2 in canton Ticino. Its lowest adult premium here is CHF 484.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 18 out of 21 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 605.36 a month.
What staying costs
Moving from Mutuel to Agrisano, the cheapest insurer in this region, saves CHF 1'324.80 a year for an adult on the same profile.
The full Mutuel table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 733.80 | CHF 667.80 | CHF 649.40 |
| 500 | CHF 722.30 | CHF 656.30 | CHF 637.90 |
| 1'000 | CHF 693.30 | CHF 627.30 | CHF 608.90 |
| 1'500 | CHF 663.80 | CHF 597.80 | CHF 579.40 |
| 2'000 | CHF 634.80 | CHF 568.80 | CHF 550.40 |
| 2'500 | CHF 605.80 | CHF 539.80 | CHF 521.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 532.00 | CHF 484.20 | CHF 476.20 |
| 500 | CHF 520.50 | CHF 472.70 | CHF 464.70 |
| 1'000 | CHF 491.50 | CHF 443.70 | CHF 435.70 |
| 1'500 | CHF 462.00 | CHF 414.20 | CHF 406.20 |
| 2'000 | CHF 433.00 | CHF 385.20 | CHF 377.20 |
| 2'500 | CHF 404.00 | CHF 356.20 | CHF 348.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 128.90 | CHF 117.30 | CHF 118.00 |
| 100 | CHF 124.60 | CHF 113.00 | CHF 113.60 |
| 200 | CHF 120.20 | CHF 108.60 | CHF 109.30 |
| 300 | CHF 115.80 | CHF 104.20 | CHF 104.90 |
| 400 | CHF 111.50 | CHF 99.90 | CHF 100.50 |
| 500 | CHF 107.10 | CHF 95.50 | CHF 96.20 |
| 600 | CHF 102.70 | CHF 91.10 | CHF 91.70 |
With or without accident cover
With accident cover: CHF 733.80 a month. Without: CHF 682.50. Dropping it saves CHF 615.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 628.90 in 2025 to CHF 484.90 — a rise of 3.3 %.
The 30 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Ticino, not to the municipality.
Acquarossa · Airolo · Avegno Gordevio · Bedretto · Biasca · Blenio · Bosco/Gurin · Brione sopra Minusio · Campo (Vallemaggia) · Centovalli · Cerentino · Cevio · Cugnasco-Gerra · Dalpe · Faido · Giornico · Gordola · Lavertezzo · Lavizzara · Linescio · Maggia · Mergoscia · Onsernone · Personico · Pollegio · Quinto · Riviera · Serravalle · Terre di Pedemonte · Verzasca
The other insurers in Region 2
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 539.00 | View |
| sana24 | CHF 560.60 | View |
| Helsana | CHF 565.80 | View |
| KPT | CHF 565.90 | View |
| CONCORDIA | CHF 571.60 | View |
| ÖKK | CHF 574.20 | View |
| Atupri | CHF 576.70 | View |
| Assura-Basis | CHF 579.00 | View |
| Galenos | CHF 584.70 | View |
| EGK | CHF 584.90 | View |
| Sanitas | CHF 586.05 | View |
| Aquilana | CHF 589.30 | View |
| CSS | CHF 609.80 | View |
| Vivao Sympany | CHF 620.40 | View |
| Philos | CHF 620.90 | View |
| Avenir | CHF 629.70 | View |
| SWICA | CHF 645.80 | View |
| Visana | CHF 677.00 | View |
| vita surselva | CHF 681.15 | View |
| rhenusana | CHF 700.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.