KPT — Region 2 of canton Ticino, 2026 premiums
KPT covers the 30 municipalities of Region 2 in canton Ticino. Its lowest adult premium here is CHF 407.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 4 out of 21 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 605.36 a month.
What staying costs
Moving from KPT to Agrisano, the cheapest insurer in this region, saves CHF 322.80 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 675.30 | CHF 593.30 | CHF 593.30 | CHF 565.90 |
| 500 | CHF 663.70 | CHF 581.70 | CHF 581.70 | CHF 554.30 |
| 1'000 | CHF 634.50 | CHF 552.50 | CHF 552.50 | CHF 525.10 |
| 1'500 | CHF 605.30 | CHF 523.30 | CHF 523.30 | CHF 495.90 |
| 2'500 | CHF 547.00 | CHF 465.00 | CHF 465.00 | CHF 437.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 540.20 | CHF 478.40 | CHF 478.40 | CHF 457.80 |
| 500 | CHF 528.60 | CHF 466.80 | CHF 466.80 | CHF 446.20 |
| 1'000 | CHF 499.40 | CHF 437.60 | CHF 437.60 | CHF 417.00 |
| 1'500 | CHF 470.20 | CHF 408.40 | CHF 408.40 | CHF 387.80 |
| 2'500 | CHF 411.90 | CHF 350.10 | CHF 350.10 | CHF 329.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 162.10 | CHF 137.90 | CHF 137.90 | CHF 129.80 |
| 200 | CHF 150.50 | CHF 128.00 | CHF 128.00 | CHF 120.50 |
| 400 | CHF 138.80 | CHF 118.10 | CHF 118.10 | CHF 111.10 |
| 600 | CHF 127.10 | CHF 108.10 | CHF 108.10 | CHF 101.80 |
With or without accident cover
With accident cover: CHF 675.30 a month. Without: CHF 628.00. Dropping it saves CHF 567.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 540.40 in 2025 to CHF 407.00 — a rise of 4.7 %.
The 30 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Ticino, not to the municipality.
Acquarossa · Airolo · Avegno Gordevio · Bedretto · Biasca · Blenio · Bosco/Gurin · Brione sopra Minusio · Campo (Vallemaggia) · Centovalli · Cerentino · Cevio · Cugnasco-Gerra · Dalpe · Faido · Giornico · Gordola · Lavertezzo · Lavizzara · Linescio · Maggia · Mergoscia · Onsernone · Personico · Pollegio · Quinto · Riviera · Serravalle · Terre di Pedemonte · Verzasca
The other insurers in Region 2
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 539.00 | View |
| sana24 | CHF 560.60 | View |
| Helsana | CHF 565.80 | View |
| CONCORDIA | CHF 571.60 | View |
| ÖKK | CHF 574.20 | View |
| Atupri | CHF 576.70 | View |
| Assura-Basis | CHF 579.00 | View |
| Galenos | CHF 584.70 | View |
| EGK | CHF 584.90 | View |
| Sanitas | CHF 586.05 | View |
| Aquilana | CHF 589.30 | View |
| CSS | CHF 609.80 | View |
| Vivao Sympany | CHF 620.40 | View |
| Philos | CHF 620.90 | View |
| Avenir | CHF 629.70 | View |
| SWICA | CHF 645.80 | View |
| Mutuel | CHF 649.40 | View |
| Visana | CHF 677.00 | View |
| vita surselva | CHF 681.15 | View |
| rhenusana | CHF 700.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.