CSS — Region 1 of canton Ticino, 2026 premiums
CSS covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 458.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 7 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from CSS to Agrisano, the cheapest insurer in this region, saves CHF 447.60 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 744.00 | CHF 621.20 | CHF 680.80 |
| 500 | CHF 732.40 | CHF 609.60 | CHF 669.20 |
| 1'000 | CHF 703.20 | CHF 580.40 | CHF 640.00 |
| 1'500 | CHF 674.00 | CHF 551.20 | CHF 610.80 |
| 2'000 | CHF 644.90 | CHF 522.10 | CHF 581.70 |
| 2'500 | CHF 615.70 | CHF 492.90 | CHF 552.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 558.00 | CHF 434.90 | CHF 510.60 |
| 500 | CHF 546.40 | CHF 423.30 | CHF 499.00 |
| 1'000 | CHF 517.20 | CHF 394.10 | CHF 469.80 |
| 1'500 | CHF 488.00 | CHF 364.90 | CHF 440.60 |
| 2'000 | CHF 458.90 | CHF 335.80 | CHF 411.50 |
| 2'500 | CHF 429.70 | CHF 306.60 | CHF 382.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 163.70 | CHF 142.90 | CHF 149.80 |
| 100 | CHF 157.90 | CHF 137.10 | CHF 144.00 |
| 200 | CHF 152.10 | CHF 131.30 | CHF 138.20 |
| 300 | CHF 146.20 | CHF 125.40 | CHF 132.30 |
| 400 | CHF 140.40 | CHF 119.60 | CHF 126.50 |
| 600 | CHF 128.70 | CHF 107.90 | CHF 114.80 |
With or without accident cover
With accident cover: CHF 744.00 a month. Without: CHF 691.90. Dropping it saves CHF 625.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 591.40 in 2025 to CHF 458.40 — a rise of 5.0 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| Sanitas | CHF 624.80 | View |
| Helsana | CHF 629.10 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Mutuel | CHF 683.60 | View |
| Visana | CHF 683.80 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.