Galenos — Region 1 of canton Ticino, 2026 premiums
Galenos covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 468.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 10 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from Galenos to Agrisano, the cheapest insurer in this region, saves CHF 553.20 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 692.30 | CHF 630.00 | CHF 630.00 | CHF 630.00 |
| 500 | CHF 680.60 | CHF 618.40 | CHF 618.40 | CHF 618.40 |
| 1'000 | CHF 651.50 | CHF 589.20 | CHF 589.20 | CHF 589.20 |
| 1'500 | CHF 622.30 | CHF 560.00 | CHF 560.00 | CHF 560.00 |
| 2'000 | CHF 593.10 | CHF 530.90 | CHF 530.90 | CHF 530.90 |
| 2'500 | CHF 564.00 | CHF 501.70 | CHF 501.70 | CHF 501.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 542.20 | CHF 488.00 | CHF 477.10 | CHF 477.10 |
| 500 | CHF 530.50 | CHF 476.30 | CHF 465.50 | CHF 465.50 |
| 1'000 | CHF 501.30 | CHF 447.10 | CHF 436.30 | CHF 436.30 |
| 1'500 | CHF 472.20 | CHF 418.00 | CHF 407.10 | CHF 407.10 |
| 2'000 | CHF 443.00 | CHF 388.80 | CHF 378.00 | CHF 378.00 |
| 2'500 | CHF 413.80 | CHF 359.60 | CHF 348.80 | CHF 348.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 69.60 | CHF 62.70 | CHF 61.30 | CHF 61.30 |
| 100 | CHF 64.70 | CHF 58.30 | CHF 57.00 | CHF 57.00 |
| 200 | CHF 59.90 | CHF 54.00 | CHF 52.80 | CHF 52.80 |
| 300 | CHF 55.10 | CHF 49.60 | CHF 48.50 | CHF 48.50 |
| 400 | CHF 50.20 | CHF 45.20 | CHF 44.20 | CHF 44.20 |
| 500 | CHF 45.40 | CHF 40.90 | CHF 40.00 | CHF 40.00 |
| 600 | CHF 40.50 | CHF 37.40 | CHF 37.40 | CHF 37.40 |
With or without accident cover
With accident cover: CHF 692.30 a month. Without: CHF 647.00. Dropping it saves CHF 543.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 615.70 in 2025 to CHF 468.90 — a rise of 2.3 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Sanitas | CHF 624.80 | View |
| Helsana | CHF 629.10 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Mutuel | CHF 683.60 | View |
| Visana | CHF 683.80 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.