SWICA — Region 2 of canton Fribourg, 2026 premiums
SWICA covers the 96 municipalities of Region 2 in canton Fribourg. Its lowest adult premium here is CHF 327.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 13 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 492.90 a month.
What staying costs
Moving from SWICA to Agrisano, the cheapest insurer in this region, saves CHF 370.80 a year for an adult on the same profile.
The full SWICA table
240 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 572.50 | CHF 480.90 | CHF 492.40 | CHF 538.20 |
| 500 | CHF 560.90 | CHF 469.30 | CHF 480.70 | CHF 526.50 |
| 1'000 | CHF 531.70 | CHF 445.80 | CHF 457.30 | CHF 503.10 |
| 1'500 | CHF 502.50 | CHF 416.70 | CHF 428.10 | CHF 473.90 |
| 2'000 | CHF 473.40 | CHF 381.80 | CHF 393.20 | CHF 444.80 |
| 2'500 | CHF 444.20 | CHF 352.60 | CHF 364.10 | CHF 415.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 429.40 | CHF 384.40 | CHF 386.50 | CHF 416.60 |
| 500 | CHF 417.80 | CHF 377.00 | CHF 374.80 | CHF 404.90 |
| 1'000 | CHF 388.60 | CHF 347.80 | CHF 356.40 | CHF 375.70 |
| 1'500 | CHF 359.40 | CHF 318.70 | CHF 327.20 | CHF 346.60 |
| 2'000 | CHF 330.30 | CHF 285.20 | CHF 289.50 | CHF 317.40 |
| 2'500 | CHF 301.10 | CHF 256.00 | CHF 260.30 | CHF 288.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 57.30 | CHF 52.50 | CHF 55.60 | CHF 57.30 |
| 200 | CHF 45.90 | CHF 42.90 | CHF 45.40 | CHF 45.90 |
| 400 | CHF 34.40 | CHF 32.20 | CHF 34.10 | CHF 34.40 |
| 600 | CHF 30.90 | CHF 30.90 | CHF 30.90 | CHF 30.90 |
With or without accident cover
With accident cover: CHF 572.50 a month. Without: CHF 532.50. Dropping it saves CHF 480.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 476.80 in 2025 to CHF 327.90 — a rise of 0.9 %.
The 96 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Fribourg, not to the municipality.
Attalens · Bas-Intyamon · Belmont-Broye · Billens-Hennens · Bossonnens · Botterens · Broc · Brünisried · Bulle · Bösingen · Cheyres-Châbles · Châtel-Saint-Denis · Châtel-sur-Montsalvens · Châtillon (FR) · Châtonnaye · Corbières · Courgevaux · Courtepin · Cressier (FR) · Crésuz · Cugy (FR) · Delley-Portalban · Düdingen · Echarlens · Estavayer · Fräschels · Fétigny · Giffers · Gletterens · Grandvillard · Granges (Veveyse) · Grangettes · Greng · Gruyères · Gurmels · Haut-Intyamon · Hauteville · Heitenried · Jaun · Kerzers · Kleinbösingen · La Roche · La Verrerie · Le Châtelard · Le Flon · Le Pâquier (FR) · Les Montets · Lully (FR) · Marsens · Massonnens · Meyriez · Misery-Courtion · Mont-Vully · Montagny (FR) · Morlon · Muntelier · Murten · Ménières · Mézières (FR) · Nuvilly · Plaffeien · Plasselb · Pont-en-Ogoz · Pont-la-Ville · Prévondavaux · Rechthalten · Remaufens · Riaz · Ried bei Kerzers · Romont (FR) · Rue · Saint-Aubin (FR) · Saint-Martin (FR) · Schmitten (FR) · Semsales · Siviriez · Sorens · St. Silvester · St. Ursen · Surpierre · Sâles · Sévaz · Tafers · Tentlingen · Torny · Ueberstorf · Ulmiz · Ursy · Val-de-Charmey · Vallon · Vaulruz · Villaz · Villorsonnens · Vuadens · Vuisternens-devant-Romont · Wünnewil-Flamatt
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 450.00 | View |
| Aquilana | CHF 463.30 | View |
| SLKK | CHF 464.90 | View |
| Visana | CHF 465.20 | View |
| KPT | CHF 471.00 | View |
| Atupri | CHF 474.10 | View |
| Helsana | CHF 477.70 | View |
| ÖKK | CHF 477.90 | View |
| EGK | CHF 478.10 | View |
| CSS | CHF 479.40 | View |
| Galenos | CHF 479.50 | View |
| Avenir | CHF 479.80 | View |
| Vivao Sympany | CHF 481.20 | View |
| CONCORDIA | CHF 482.70 | View |
| Assura-Basis | CHF 492.40 | View |
| Sanitas | CHF 501.10 | View |
| Sumiswalder | CHF 503.90 | View |
| sana24 | CHF 505.40 | View |
| Philos | CHF 509.30 | View |
| Mutuel | CHF 512.30 | View |
| vita surselva | CHF 589.00 | View |
| rhenusana | CHF 617.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums.