SWICA — Region 1 of canton Fribourg, 2026 premiums
SWICA covers the 25 municipalities of Region 1 in canton Fribourg. Its lowest adult premium here is CHF 357.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 6 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 533.17 a month.
What staying costs
Moving from SWICA to Vivao Sympany, the cheapest insurer in this region, saves CHF 144.00 a year for an adult on the same profile.
The full SWICA table
240 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 618.10 | CHF 513.10 | CHF 519.30 | CHF 581.10 |
| 500 | CHF 606.50 | CHF 501.40 | CHF 507.60 | CHF 569.40 |
| 1'000 | CHF 577.30 | CHF 478.40 | CHF 484.60 | CHF 546.40 |
| 1'500 | CHF 548.10 | CHF 449.30 | CHF 455.40 | CHF 517.20 |
| 2'000 | CHF 519.00 | CHF 413.90 | CHF 420.10 | CHF 488.10 |
| 2'500 | CHF 489.80 | CHF 384.70 | CHF 390.90 | CHF 458.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 463.60 | CHF 410.30 | CHF 408.00 | CHF 449.70 |
| 500 | CHF 452.00 | CHF 403.30 | CHF 396.40 | CHF 438.10 |
| 1'000 | CHF 422.80 | CHF 374.10 | CHF 378.80 | CHF 408.90 |
| 1'500 | CHF 393.60 | CHF 345.00 | CHF 349.60 | CHF 379.70 |
| 2'000 | CHF 364.50 | CHF 311.20 | CHF 311.20 | CHF 350.60 |
| 2'500 | CHF 335.30 | CHF 282.00 | CHF 282.00 | CHF 321.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 61.90 | CHF 56.10 | CHF 58.90 | CHF 61.90 |
| 200 | CHF 50.30 | CHF 45.90 | CHF 48.40 | CHF 50.30 |
| 400 | CHF 38.60 | CHF 34.40 | CHF 36.80 | CHF 38.60 |
| 600 | CHF 33.30 | CHF 33.30 | CHF 33.30 | CHF 33.30 |
With or without accident cover
With accident cover: CHF 618.10 a month. Without: CHF 574.90. Dropping it saves CHF 518.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 508.60 in 2025 to CHF 357.80 — a rise of 0.9 %.
The 25 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Fribourg, not to the municipality.
Autigny · Avry · Belfaux · Bois-d'Amont · Chénens · Corminboeuf · Cottens (FR) · Ferpicloz · Fribourg · Gibloux · Givisiez · Granges-Paccot · Grolley-Ponthaux · Hauterive (FR) · La Brillaz · La Sonnaz · Le Mouret · Marly · Matran · Neyruz (FR) · Pierrafortscha · Prez · Treyvaux · Villars-sur-Glâne · Villarsel-sur-Marly
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Vivao Sympany | CHF 501.10 | View |
| Helsana | CHF 501.90 | View |
| Sanitas | CHF 503.75 | View |
| Atupri | CHF 506.50 | View |
| Visana | CHF 508.60 | View |
| CONCORDIA | CHF 513.60 | View |
| Aquilana | CHF 514.90 | View |
| Avenir | CHF 515.90 | View |
| KPT | CHF 516.60 | View |
| SLKK | CHF 516.60 | View |
| ÖKK | CHF 520.20 | View |
| Assura-Basis | CHF 521.90 | View |
| CSS | CHF 522.00 | View |
| Agrisano | CHF 523.90 | View |
| Galenos | CHF 532.70 | View |
| EGK | CHF 540.30 | View |
| Mutuel | CHF 542.10 | View |
| Philos | CHF 547.60 | View |
| Sumiswalder | CHF 550.80 | View |
| sana24 | CHF 556.10 | View |
| vita surselva | CHF 620.00 | View |
| rhenusana | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.