SWICA in canton Fribourg: twelve years of premiums
In canton Fribourg, the lowest SWICA premium went from CHF 277.50 a month in 2015 to CHF 480.90 in 2026 — a rise of +73.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 277.50 | CHF 277.50 | — |
| 2016 | CHF 294.20 | CHF 294.20 | — |
| 2017 | CHF 315.20 | CHF 315.20 | — |
| 2018 | CHF 334.00 | CHF 334.00 | — |
| 2019 | CHF 346.50 | CHF 346.50 | — |
| 2020 | CHF 351.50 | CHF 351.50 | — |
| 2021 | CHF 358.60 | CHF 357.60 | CHF 1.00 |
| 2022 | CHF 365.00 | CHF 362.80 | CHF 2.20 |
| 2023 | CHF 401.10 | CHF 381.70 | CHF 19.40 |
| 2024 | CHF 467.40 | CHF 399.70 | CHF 67.70 |
| 2025 | CHF 476.80 | CHF 423.60 | CHF 53.20 |
| 2026 | CHF 480.90 | CHF 450.00 | CHF 30.90 |
Faster or slower than the rest?
SWICA rose +73.3 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2024: +16.5 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Fribourg, canton by canton
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.