FeminaVita or Médecin de famille — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Assura-Basis, FeminaVita costs CHF 462.60 a month in 2026 and Médecin de famille CHF 529.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FeminaVita is the cheaper of the two here: CHF 802.80 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FeminaVita and Médecin de famille are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FeminaVita
Family doctor
You pick a family doctor and always go to them first.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FeminaVita | Médecin de famille | Gap per year |
|---|---|---|---|
| 300 | CHF 462.60 | CHF 529.50 | CHF 802.80 |
| 500 | CHF 451.00 | CHF 517.90 | CHF 802.80 |
| 1'000 | CHF 421.80 | CHF 488.70 | CHF 802.80 |
| 1'500 | CHF 392.60 | CHF 459.50 | CHF 802.80 |
| 2'000 | CHF 363.50 | CHF 430.40 | CHF 802.80 |
| 2'500 | CHF 334.30 | CHF 401.20 | CHF 802.80 |
The comparison, region by region
- FeminaVita or Médecin de famille?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.