FeminaVita or Médecin de famille — Appenzell Innerrhoden
Appenzell Innerrhoden: with Assura-Basis, FeminaVita costs CHF 396.80 a month in 2026 and Médecin de famille CHF 375.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille is the cheaper of the two here: CHF 250.80 saved per year against FeminaVita, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FeminaVita and Médecin de famille are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FeminaVita
Family doctor
You pick a family doctor and always go to them first.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FeminaVita | Médecin de famille | Gap per year |
|---|---|---|---|
| 300 | CHF 396.80 | CHF 375.90 | CHF 250.80 |
| 500 | CHF 385.20 | CHF 364.30 | CHF 250.80 |
| 1'000 | CHF 356.00 | CHF 335.10 | CHF 250.80 |
| 1'500 | CHF 326.80 | CHF 305.90 | CHF 250.80 |
| 2'000 | CHF 297.70 | CHF 276.80 | CHF 250.80 |
| 2'500 | CHF 268.50 | CHF 247.60 | CHF 250.80 |
The comparison, region by region
- FeminaVita or Médecin de famille?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.