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FeminaVita or Médecin de famille — Obwalden

Obwalden: with Assura-Basis, FeminaVita costs CHF 496.90 a month in 2026 and Médecin de famille CHF 481.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille is the cheaper of the two here: CHF 188.40 saved per year against FeminaVita, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FeminaVita and Médecin de famille are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FeminaVita

    Family doctor

    You pick a family doctor and always go to them first.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFeminaVitaMédecin de familleGap per year
300CHF 496.90CHF 481.20CHF 188.40
500CHF 485.30CHF 469.60CHF 188.40
1'000CHF 456.10CHF 440.40CHF 188.40
1'500CHF 426.90CHF 411.20CHF 188.40
2'000CHF 397.80CHF 382.10CHF 188.40
2'500CHF 368.60CHF 352.90CHF 188.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.