FeminaVita or Médecin de famille — Region 3, Lucerne
Region 3, Lucerne: with Assura-Basis, FeminaVita costs CHF 472.60 a month in 2026 and Médecin de famille CHF 457.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille is the cheaper of the two here: CHF 178.80 saved per year against FeminaVita, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FeminaVita and Médecin de famille are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FeminaVita
Family doctor
You pick a family doctor and always go to them first.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FeminaVita | Médecin de famille | Gap per year |
|---|---|---|---|
| 300 | CHF 472.60 | CHF 457.70 | CHF 178.80 |
| 500 | CHF 461.00 | CHF 446.10 | CHF 178.80 |
| 1'000 | CHF 431.80 | CHF 416.90 | CHF 178.80 |
| 1'500 | CHF 402.60 | CHF 387.70 | CHF 178.80 |
| 2'000 | CHF 373.50 | CHF 358.60 | CHF 178.80 |
| 2'500 | CHF 344.30 | CHF 329.40 | CHF 178.80 |
The comparison, region by region
- FeminaVita or Médecin de famille?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.