FeminaVita or Médecin de famille — Region 3, St. Gallen
Region 3, St. Gallen: with Assura-Basis, FeminaVita costs CHF 435.10 a month in 2026 and Médecin de famille CHF 466.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FeminaVita is the cheaper of the two here: CHF 378.00 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FeminaVita and Médecin de famille are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FeminaVita
Family doctor
You pick a family doctor and always go to them first.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FeminaVita | Médecin de famille | Gap per year |
|---|---|---|---|
| 300 | CHF 435.10 | CHF 466.60 | CHF 378.00 |
| 500 | CHF 423.50 | CHF 455.00 | CHF 378.00 |
| 1'000 | CHF 394.30 | CHF 425.80 | CHF 378.00 |
| 1'500 | CHF 365.10 | CHF 396.60 | CHF 378.00 |
| 2'000 | CHF 336.00 | CHF 367.50 | CHF 378.00 |
| 2'500 | CHF 306.80 | CHF 338.30 | CHF 378.00 |
The comparison, region by region
- FeminaVita or Médecin de famille?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.