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FeminaVita or PharMed — Basel-Stadt

Basel-Stadt: with Assura-Basis, FeminaVita costs CHF 602.30 a month in 2026 and PharMed CHF 592.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PharMed is the cheaper of the two here: CHF 112.80 saved per year against FeminaVita, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FeminaVita and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FeminaVita

    Family doctor

    You pick a family doctor and always go to them first.

  • PharMed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFeminaVitaPharMedGap per year
300CHF 602.30CHF 592.90CHF 112.80
500CHF 590.70CHF 581.30CHF 112.80
1'000CHF 561.50CHF 552.10CHF 112.80
1'500CHF 532.30CHF 522.90CHF 112.80
2'000CHF 503.20CHF 493.80CHF 112.80
2'500CHF 474.00CHF 464.60CHF 112.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.