FeminaVita or PharMed — Jura
Jura: with Assura-Basis, FeminaVita costs CHF 621.00 a month in 2026 and PharMed CHF 571.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PharMed is the cheaper of the two here: CHF 589.20 saved per year against FeminaVita, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FeminaVita and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FeminaVita
Family doctor
You pick a family doctor and always go to them first.
- PharMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FeminaVita | PharMed | Gap per year |
|---|---|---|---|
| 300 | CHF 621.00 | CHF 571.90 | CHF 589.20 |
| 500 | CHF 609.40 | CHF 560.30 | CHF 589.20 |
| 1'000 | CHF 580.20 | CHF 531.10 | CHF 589.20 |
| 1'500 | CHF 551.00 | CHF 501.90 | CHF 589.20 |
| 2'000 | CHF 521.90 | CHF 472.80 | CHF 589.20 |
| 2'500 | CHF 492.70 | CHF 443.60 | CHF 589.20 |
The comparison, region by region
- FeminaVita or PharMed?
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.