FeminaVita or PharMed — Zug
Zug: with Assura-Basis, FeminaVita costs CHF 381.20 a month in 2026 and PharMed CHF 404.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FeminaVita is the cheaper of the two here: CHF 274.80 saved per year against PharMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FeminaVita and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FeminaVita
Family doctor
You pick a family doctor and always go to them first.
- PharMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FeminaVita | PharMed | Gap per year |
|---|---|---|---|
| 300 | CHF 381.20 | CHF 404.10 | CHF 274.80 |
| 500 | CHF 369.60 | CHF 392.50 | CHF 274.80 |
| 1'000 | CHF 340.40 | CHF 363.30 | CHF 274.80 |
| 1'500 | CHF 311.20 | CHF 334.10 | CHF 274.80 |
| 2'000 | CHF 282.10 | CHF 305.00 | CHF 274.80 |
| 2'500 | CHF 252.90 | CHF 275.80 | CHF 274.80 |
The comparison, region by region
- FeminaVita or PharMed?
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.