FeminaVita or PharMed — Geneva
Geneva: with Assura-Basis, FeminaVita costs CHF 635.20 a month in 2026 and PharMed CHF 604.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PharMed is the cheaper of the two here: CHF 370.80 saved per year against FeminaVita, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FeminaVita and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FeminaVita
Family doctor
You pick a family doctor and always go to them first.
- PharMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FeminaVita | PharMed | Gap per year |
|---|---|---|---|
| 300 | CHF 635.20 | CHF 604.30 | CHF 370.80 |
| 500 | CHF 623.60 | CHF 592.70 | CHF 370.80 |
| 1'000 | CHF 594.40 | CHF 563.50 | CHF 370.80 |
| 1'500 | CHF 565.20 | CHF 534.30 | CHF 370.80 |
| 2'000 | CHF 536.10 | CHF 505.20 | CHF 370.80 |
| 2'500 | CHF 506.90 | CHF 476.00 | CHF 370.80 |
The comparison, region by region
- FeminaVita or PharMed?
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.