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FeminaVita or PharMed — Schwyz

Schwyz: with Assura-Basis, FeminaVita costs CHF 453.30 a month in 2026 and PharMed CHF 475.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FeminaVita is the cheaper of the two here: CHF 265.20 saved per year against PharMed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FeminaVita and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FeminaVita

    Family doctor

    You pick a family doctor and always go to them first.

  • PharMed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFeminaVitaPharMedGap per year
300CHF 453.30CHF 475.40CHF 265.20
500CHF 441.70CHF 463.80CHF 265.20
1'000CHF 412.50CHF 434.60CHF 265.20
1'500CHF 383.30CHF 405.40CHF 265.20
2'000CHF 354.20CHF 376.30CHF 265.20
2'500CHF 325.00CHF 347.10CHF 265.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.