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Assura-Basis FeminaVita — Region 1, Bern

Region 1, Bern: the FeminaVita model from Assura-Basis costs CHF 655.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 655.00, FeminaVita is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FeminaVita costs CHF 412.80 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 655.00CHF 609.20
500CHF 643.40CHF 598.40
1'000CHF 614.20CHF 571.30
1'500CHF 585.00CHF 544.10
2'000CHF 555.90CHF 517.00
2'500CHF 526.70CHF 489.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 491.30CHF 457.00
500CHF 479.70CHF 446.20
1'000CHF 450.50CHF 419.00
1'500CHF 421.30CHF 391.90
2'000CHF 392.20CHF 364.80
2'500CHF 363.00CHF 337.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 157.30CHF 146.30
100CHF 151.50CHF 140.90
200CHF 145.70CHF 135.60
300CHF 139.80CHF 130.10
400CHF 134.00CHF 124.70
500CHF 128.20CHF 119.30
600CHF 122.30CHF 113.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.