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Assura-Basis FeminaVita — Obwalden

Obwalden: the FeminaVita model from Assura-Basis costs CHF 496.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 496.90, FeminaVita is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FeminaVita costs CHF 313.20 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 496.90CHF 462.20
500CHF 485.30CHF 451.40
1'000CHF 456.10CHF 424.20
1'500CHF 426.90CHF 397.10
2'000CHF 397.80CHF 370.00
2'500CHF 368.60CHF 342.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 397.50CHF 369.70
500CHF 385.90CHF 358.90
1'000CHF 356.70CHF 331.80
1'500CHF 327.50CHF 304.60
2'000CHF 298.40CHF 277.60
2'500CHF 269.20CHF 250.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 135.10CHF 125.70
100CHF 129.30CHF 120.30
200CHF 123.50CHF 114.90
300CHF 117.60CHF 109.40
400CHF 111.80CHF 104.00
500CHF 106.00CHF 98.60
600CHF 100.10CHF 93.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.