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Sophie

Assura-Basis FeminaVita — Region 2, St. Gallen

Region 2, St. Gallen: the FeminaVita model from Assura-Basis costs CHF 458.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 458.00, FeminaVita is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FeminaVita costs CHF 1'124.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 458.00CHF 426.00
500CHF 446.40CHF 415.20
1'000CHF 417.20CHF 388.00
1'500CHF 388.00CHF 360.90
2'000CHF 358.90CHF 333.80
2'500CHF 329.70CHF 306.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 325.20CHF 302.50
500CHF 313.60CHF 291.70
1'000CHF 284.40CHF 264.50
1'500CHF 255.20CHF 237.40
2'000CHF 226.10CHF 210.30
2'500CHF 210.70CHF 196.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 96.20CHF 89.50
100CHF 90.40CHF 84.10
200CHF 84.60CHF 78.70
300CHF 78.70CHF 73.20
400CHF 72.90CHF 67.80
500CHF 67.10CHF 62.50
600CHF 62.40CHF 58.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.