Assura-Basis FeminaVita — Region 1, St. Gallen
Region 1, St. Gallen: the FeminaVita model from Assura-Basis costs CHF 492.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 492.20, FeminaVita is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FeminaVita costs CHF 1'234.80 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 492.20 | CHF 457.80 |
| 500 | CHF 480.60 | CHF 447.00 |
| 1'000 | CHF 451.40 | CHF 419.90 |
| 1'500 | CHF 422.20 | CHF 392.70 |
| 2'000 | CHF 393.10 | CHF 365.60 |
| 2'500 | CHF 363.90 | CHF 338.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 349.50 | CHF 325.10 |
| 500 | CHF 337.90 | CHF 314.30 |
| 1'000 | CHF 308.70 | CHF 287.10 |
| 1'500 | CHF 279.50 | CHF 260.00 |
| 2'000 | CHF 250.40 | CHF 232.90 |
| 2'500 | CHF 227.30 | CHF 211.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 103.40 | CHF 96.20 |
| 100 | CHF 97.60 | CHF 90.80 |
| 200 | CHF 91.80 | CHF 85.40 |
| 300 | CHF 85.90 | CHF 79.90 |
| 400 | CHF 80.10 | CHF 74.50 |
| 500 | CHF 74.30 | CHF 69.10 |
| 600 | CHF 68.40 | CHF 63.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.