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Sophie

Assura-Basis FeminaVita — Region 3, St. Gallen

Region 3, St. Gallen: the FeminaVita model from Assura-Basis costs CHF 435.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 435.10, FeminaVita is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FeminaVita costs CHF 1'069.20 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 435.10CHF 404.70
500CHF 423.50CHF 393.90
1'000CHF 394.30CHF 366.70
1'500CHF 365.10CHF 339.60
2'000CHF 336.00CHF 312.50
2'500CHF 306.80CHF 285.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 309.10CHF 287.50
500CHF 297.50CHF 276.70
1'000CHF 268.30CHF 249.60
1'500CHF 239.10CHF 222.40
2'000CHF 210.00CHF 195.30
2'500CHF 200.20CHF 186.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 91.50CHF 85.10
100CHF 85.70CHF 79.80
200CHF 79.90CHF 74.40
300CHF 74.00CHF 68.90
400CHF 68.20CHF 63.50
500CHF 62.40CHF 58.10
600CHF 59.30CHF 55.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.