PreventoMed or Qualimed — Appenzell Innerrhoden
Appenzell Innerrhoden: with Assura-Basis, PreventoMed costs CHF 396.80 a month in 2026 and Qualimed CHF 371.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Qualimed is the cheaper of the two here: CHF 301.20 saved per year against PreventoMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PreventoMed and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- PreventoMed
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | PreventoMed | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 396.80 | CHF 371.70 | CHF 301.20 |
| 500 | CHF 385.20 | CHF 360.10 | CHF 301.20 |
| 1'000 | CHF 356.00 | CHF 330.90 | CHF 301.20 |
| 1'500 | CHF 326.80 | CHF 301.70 | CHF 301.20 |
| 2'000 | CHF 297.70 | CHF 272.60 | CHF 301.20 |
| 2'500 | CHF 268.50 | CHF 243.40 | CHF 301.20 |
The comparison, region by region
- PreventoMed or Qualimed?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.