PreventoMed or Qualimed — Region 2, St. Gallen
Region 2, St. Gallen: with Assura-Basis, PreventoMed costs CHF 458.00 a month in 2026 and Qualimed CHF 474.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PreventoMed is the cheaper of the two here: CHF 198.00 saved per year against Qualimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PreventoMed and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- PreventoMed
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | PreventoMed | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 458.00 | CHF 474.50 | CHF 198.00 |
| 500 | CHF 446.40 | CHF 462.90 | CHF 198.00 |
| 1'000 | CHF 417.20 | CHF 433.70 | CHF 198.00 |
| 1'500 | CHF 388.00 | CHF 404.50 | CHF 198.00 |
| 2'000 | CHF 358.90 | CHF 375.40 | CHF 198.00 |
| 2'500 | CHF 329.70 | CHF 346.20 | CHF 198.00 |
The comparison, region by region
- PreventoMed or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.