PreventoMed or Qualimed — Region 1, Bern
Region 1, Bern: with Assura-Basis, PreventoMed costs CHF 655.00 a month in 2026 and Qualimed CHF 589.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Qualimed is the cheaper of the two here: CHF 786.00 saved per year against PreventoMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PreventoMed and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- PreventoMed
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | PreventoMed | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 655.00 | CHF 589.50 | CHF 786.00 |
| 500 | CHF 643.40 | CHF 577.90 | CHF 786.00 |
| 1'000 | CHF 614.20 | CHF 548.70 | CHF 786.00 |
| 1'500 | CHF 585.00 | CHF 519.50 | CHF 786.00 |
| 2'000 | CHF 555.90 | CHF 490.40 | CHF 786.00 |
| 2'500 | CHF 526.70 | CHF 461.20 | CHF 786.00 |
The comparison, region by region
- PreventoMed or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.