PreventoMed or Qualimed — Region 3, St. Gallen
Region 3, St. Gallen: with Assura-Basis, PreventoMed costs CHF 435.10 a month in 2026 and Qualimed CHF 450.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PreventoMed is the cheaper of the two here: CHF 189.60 saved per year against Qualimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PreventoMed and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- PreventoMed
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | PreventoMed | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 435.10 | CHF 450.90 | CHF 189.60 |
| 500 | CHF 423.50 | CHF 439.30 | CHF 189.60 |
| 1'000 | CHF 394.30 | CHF 410.10 | CHF 189.60 |
| 1'500 | CHF 365.10 | CHF 380.90 | CHF 189.60 |
| 2'000 | CHF 336.00 | CHF 351.80 | CHF 189.60 |
| 2'500 | CHF 306.80 | CHF 322.60 | CHF 189.60 |
The comparison, region by region
- PreventoMed or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.