PreventoMed or Qualimed — Region 1, Lucerne
Region 1, Lucerne: with Assura-Basis, PreventoMed costs CHF 525.90 a month in 2026 and Qualimed CHF 481.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Qualimed is the cheaper of the two here: CHF 531.60 saved per year against PreventoMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PreventoMed and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- PreventoMed
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | PreventoMed | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 525.90 | CHF 481.60 | CHF 531.60 |
| 500 | CHF 514.30 | CHF 470.00 | CHF 531.60 |
| 1'000 | CHF 485.10 | CHF 440.80 | CHF 531.60 |
| 1'500 | CHF 455.90 | CHF 411.60 | CHF 531.60 |
| 2'000 | CHF 426.80 | CHF 382.50 | CHF 531.60 |
| 2'500 | CHF 397.60 | CHF 353.30 | CHF 531.60 |
The comparison, region by region
- PreventoMed or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.