Assura-Basis PreventoMed — Region 1, Bern
Region 1, Bern: the PreventoMed model from Assura-Basis costs CHF 655.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 655.00, PreventoMed is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PreventoMed costs CHF 412.80 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 655.00 | CHF 609.20 |
| 500 | CHF 643.40 | CHF 598.40 |
| 1'000 | CHF 614.20 | CHF 571.30 |
| 1'500 | CHF 585.00 | CHF 544.10 |
| 2'000 | CHF 555.90 | CHF 517.00 |
| 2'500 | CHF 526.70 | CHF 489.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 491.30 | CHF 457.00 |
| 500 | CHF 479.70 | CHF 446.20 |
| 1'000 | CHF 450.50 | CHF 419.00 |
| 1'500 | CHF 421.30 | CHF 391.90 |
| 2'000 | CHF 392.20 | CHF 364.80 |
| 2'500 | CHF 363.00 | CHF 337.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 157.30 | CHF 146.30 |
| 100 | CHF 151.50 | CHF 140.90 |
| 200 | CHF 145.70 | CHF 135.60 |
| 300 | CHF 139.80 | CHF 130.10 |
| 400 | CHF 134.00 | CHF 124.70 |
| 500 | CHF 128.20 | CHF 119.30 |
| 600 | CHF 122.30 | CHF 113.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.