Assura-Basis PreventoMed — Region 2, Lucerne
Region 2, Lucerne: the PreventoMed model from Assura-Basis costs CHF 490.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 490.20, PreventoMed is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PreventoMed costs CHF 308.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 490.20 | CHF 455.90 |
| 500 | CHF 478.60 | CHF 445.10 |
| 1'000 | CHF 449.40 | CHF 418.00 |
| 1'500 | CHF 420.20 | CHF 390.80 |
| 2'000 | CHF 391.10 | CHF 363.80 |
| 2'500 | CHF 361.90 | CHF 336.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 382.40 | CHF 355.70 |
| 500 | CHF 370.80 | CHF 344.90 |
| 1'000 | CHF 341.60 | CHF 317.70 |
| 1'500 | CHF 312.40 | CHF 290.60 |
| 2'000 | CHF 283.30 | CHF 263.50 |
| 2'500 | CHF 254.10 | CHF 236.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 112.90 | CHF 105.00 |
| 100 | CHF 107.10 | CHF 99.70 |
| 200 | CHF 101.30 | CHF 94.30 |
| 300 | CHF 95.40 | CHF 88.80 |
| 400 | CHF 89.60 | CHF 83.40 |
| 500 | CHF 83.80 | CHF 78.00 |
| 600 | CHF 77.90 | CHF 72.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.