Assura-Basis PreventoMed — Region 1, Lucerne
Region 1, Lucerne: the PreventoMed model from Assura-Basis costs CHF 525.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 525.90, PreventoMed is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PreventoMed costs CHF 331.20 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 525.90 | CHF 489.10 |
| 500 | CHF 514.30 | CHF 478.30 |
| 1'000 | CHF 485.10 | CHF 451.20 |
| 1'500 | CHF 455.90 | CHF 424.00 |
| 2'000 | CHF 426.80 | CHF 397.00 |
| 2'500 | CHF 397.60 | CHF 369.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 410.30 | CHF 381.60 |
| 500 | CHF 398.70 | CHF 370.80 |
| 1'000 | CHF 369.50 | CHF 343.70 |
| 1'500 | CHF 340.30 | CHF 316.50 |
| 2'000 | CHF 311.20 | CHF 289.50 |
| 2'500 | CHF 282.00 | CHF 262.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.10 | CHF 112.70 |
| 100 | CHF 115.30 | CHF 107.30 |
| 200 | CHF 109.50 | CHF 101.90 |
| 300 | CHF 103.60 | CHF 96.40 |
| 400 | CHF 97.80 | CHF 91.00 |
| 500 | CHF 92.00 | CHF 85.60 |
| 600 | CHF 86.10 | CHF 80.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.