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Assura-Basis PreventoMed — Region 3, Bern

Region 3, Bern: the PreventoMed model from Assura-Basis costs CHF 548.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 548.50, PreventoMed is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PreventoMed costs CHF 345.60 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 548.50CHF 510.20
500CHF 536.90CHF 499.40
1'000CHF 507.70CHF 472.20
1'500CHF 478.50CHF 445.10
2'000CHF 449.40CHF 418.00
2'500CHF 420.20CHF 390.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 411.50CHF 382.70
500CHF 399.90CHF 372.00
1'000CHF 370.70CHF 344.80
1'500CHF 341.50CHF 317.60
2'000CHF 312.40CHF 290.60
2'500CHF 283.20CHF 263.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 131.70CHF 122.50
100CHF 125.90CHF 117.10
200CHF 120.10CHF 111.70
300CHF 114.20CHF 106.30
400CHF 108.40CHF 100.90
500CHF 102.60CHF 95.50
600CHF 96.70CHF 90.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.