Assura-Basis PreventoMed — Obwalden
Obwalden: the PreventoMed model from Assura-Basis costs CHF 496.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 496.90, PreventoMed is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PreventoMed costs CHF 313.20 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 496.90 | CHF 462.20 |
| 500 | CHF 485.30 | CHF 451.40 |
| 1'000 | CHF 456.10 | CHF 424.20 |
| 1'500 | CHF 426.90 | CHF 397.10 |
| 2'000 | CHF 397.80 | CHF 370.00 |
| 2'500 | CHF 368.60 | CHF 342.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 397.50 | CHF 369.70 |
| 500 | CHF 385.90 | CHF 358.90 |
| 1'000 | CHF 356.70 | CHF 331.80 |
| 1'500 | CHF 327.50 | CHF 304.60 |
| 2'000 | CHF 298.40 | CHF 277.60 |
| 2'500 | CHF 269.20 | CHF 250.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.10 | CHF 125.70 |
| 100 | CHF 129.30 | CHF 120.30 |
| 200 | CHF 123.50 | CHF 114.90 |
| 300 | CHF 117.60 | CHF 109.40 |
| 400 | CHF 111.80 | CHF 104.00 |
| 500 | CHF 106.00 | CHF 98.60 |
| 600 | CHF 100.10 | CHF 93.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.